Insurance Product Manager

Next Insurance•Boston, MA

1d•Hybrid

About The Position

ERGO NEXT's mission is to help entrepreneurs thrive by building the only technology-led, full-stack provider of small business insurance in the industry. We are looking for an Insurance Product Manager to help grow and evolve our Commercial Property and Inland Marine business. This role operates as a business owner for our insurance products, identifying growth opportunities, improving profitability, shaping product strategy, and turning ideas into market-ready solutions. At NEXT, insurance product managers build, staying close to both implementation and business results. The level and scope of the role will reflect the candidate's experience, prior ownership, and demonstrated ability to drive business outcomes.

Requirements

5+ years of P&C insurance experience, with demonstrated ownership of insurance products, portfolios, or major initiatives.
Understanding of how pricing, underwriting, segmentation, coverage, forms, and regulatory filings work together to drive product performance.
Ability to take work from problem definition through launch and results; comfortable with implementation details and willing to learn systems and tools.
Understanding of how insurance product decisions affect growth, profitability, and loss performance; ability to use data to diagnose drivers, evaluate trade-offs, and take action.
Analytical, highly organized, and able to lead multiple complex initiatives.
Clear communication skills and ability to work effectively across insurance, technical, and business teams.
Proactive, curious, collaborative, low-ego, and open to using new technology, including automation and AI.

Nice To Haves

Commercial lines experience, particularly Commercial Property, Inland Marine, or Businessowners Policy (BOP).
Relevant property-focused personal lines experience, particularly Homeowners or Dwelling Fire.
Experience with rate, rule, or form filings.
Experience partnering directly with Actuary, Engineering, Design, or technical product teams.
Small commercial, insurtech, or digital insurance experience.
Strong candidates from other P&C product lines will also be considered.
Advanced degree and/or insurance designation.

Responsibilities

Identify and prioritize growth opportunities across customer segments, geographies, coverages, distribution, and product capabilities.
Build initiatives from business case and product development through regulatory filing, design & implementation, launch, and performance monitoring.
Make product changes directly where possible and partner with Engineering and Design on larger builds.
Drive profitable growth by diagnosing portfolio performance and translating insights into pricing, segmentation, underwriting, coverage, and form changes.
Shape the product strategy and roadmap using customer needs, competitive intelligence, claims insights, and portfolio economics.
Serve as a trusted product expert and cross-functional owner, partnering with Actuarial, Engineering, Data Science, Legal & Compliance, AI Underwriting, Claims, Operations, and leadership.