Insurance Agent - West Region

Texas Bay Area Credit U•Katy, TX

1d•Hybrid

About The Position

In order to help Texas Bay Credit Union (TBCU) stand out as a leading financial institution the Insurance Sales Agent is responsible for building a profitable, member-focused insurance operation by offering various insurance products, including life, property, casualty, health, and automotive insurance. This role involves recommending insurance coverage based on thorough due diligence and needs assessments to determine the best insurance solutions through our carrier partners.

Requirements

A high school education or GED
Minimum one-year of similar or related experience
Completion of required training courses
Insurance Product Knowledge
Statistical Analysis
Proficient in MS Office and computer skills
Interpersonal and verbal skills necessary for client relations and maintaining a friendly demeanor.
Prospecting Skills
Ability to cope with pressure from a constant flow of clients and resolve problems effectively.
Analytical skills to analyze and research issues.
Exhibit a consistent and unwavering commitment to embodying and upholding all Texas Bay Core Values in every aspect of professional conduct and decision-making.
Demonstrate a strong ability to maintain confidentiality and exercise discretion in handling sensitive information, ensuring that all member and organizational details are handled with the utmost care and confidentiality.

Responsibilities

Hold and maintain an active Life, Accident, Property, Casualty, and General Lines insurance license.
Attend all continuing education classes related to the insurance license, if applicable.
Sell various types of insurance policies to credit union members on behalf of insurance companies.
Approach potential clients through mailings, phone solicitation, presentations to groups, and public speaking engagements on financial well-being.
Customize insurance programs to suit individual clients, covering a variety of risks.
Calculate premiums and establish payment methods using our quoting systems.
Develop coordinated protection plans by calculating and quoting rates for immediate coverage and long-term strategy implementation.
Call on policyholders to deliver and explain policies, analyze insurance programs, and suggest additions or changes.
Confer with clients to provide information when claims are made on a policy.
Develop marketing strategies to compete with other individuals or companies selling insurance.
Establish a base of long-term clients through referrals, occupational, and special-interest groups.
Ensure policy requirements are fulfilled, including necessary medical examinations and completion of appropriate forms.
Perform administrative tasks, including record maintenance and policy renewals.
Evaluate financial risk and follow contract, property, or insurance laws.
Seek out new clients and develop clientele by networking with Credit Union employees and promoting in-house referral programs.
Stay updated on industry knowledge by participating in educational opportunities, reading professional publications, and maintaining personal networks.
Conduct sales presentations to clients and board of directors.
Actively contribute to creating and maintaining a positive work environment and a strong company-wide culture.
Perform additional duties as needed for other team members.
As an essential employee of Texas Bay Credit Union, designated as an "Essential Business" by Texas's Executive Order GA 14, it is a fundamental expectation that employees in this role will continue to report to work as scheduled during state-issued emergency declarations. The commitment to maintaining operations during emergencies is crucial to ensuring the ongoing delivery of financial services to our members and the community. This expectation aligns with our dedication to service, preparedness, and resilience in the face of unforeseen circumstances.