Insurance Agent

Citizens Alliance Bank • Howard Lake, MN

2d

About The Position

The Insurance Agent is responsible for identifying insurance sales opportunities and managing a portfolio of clients. This role develops risk management strategies, services new and renewal policies and sells a range of insurance products including life, property, casualty, health, auto, and farm/crop insurance. The position operates with a high level of independence and minimal supervision. The Insurance Agent must effectively plan and prioritize work, maintain accurate customer records, and stay informed on regulatory and compliance requirements. This role involves significant customer interaction, with position level determined by years of service, education or equivalent experience, and demonstrated knowledge and skills.

Requirements

• High School diploma or GED.
• Continuing Education to maintain license.

Nice To Haves

• Ideal candidates have 3-5 years of insurance experience; however, we are open to training candidates with potential.

Responsibilities

• Develop and maintain a client base by networking, prospecting, and generating new leads to grow clientele.
• Sell and customize insurance policies for businesses and individuals by assessing risks, inspecting property conditions, and explaining policy features, advantages, and limitations.
• Calculate premiums, establish payment methods, and coordinate with underwriters by submitting required forms, photos, and documentation to obtain binder coverage.
• Deliver and explain policies, review insurance programs, recommend changes, and ensure all requirements, including medical exams and forms, are completed.
• Ability to effectively prioritize workload and manage time.
• Work collaboratively in a team-oriented environment.
• All employees are expected to exemplify and follow our core values.
• Regular attendance and punctuality when reporting to work.
• Travel for trade and industry schools and seminars as needed.
• This position may require installation of a Multi-Factor Authentication (MFA) app on an employee’s personal mobile device. The MFA apps are used to authenticate a user’s identity to the system for security purposes.
• Adhere and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to Bank and Agencies Policies and Procedures.
• Perform other duties as assigned and requested.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED