Part-Time - Indirect Loan Underwriter - Chubbuck

ICCU•Chubbuck, ID

6d•Onsite

About The Position

Responsible for qualifying loan applications from dealers and making loans within the requirements of the loan policies established by the Credit Union. Ensure member/dealer satisfaction through courteous, accurate, and efficient service. This position is Part-Time. Hours will vary during department hours, but will be 15-29 hours per week.

Requirements

Knowledge of general lending policies
Ability to make sound lending decisions
Excellent written and oral communication skills
Proficiency with Word and Excel programs
Ability in Finance/ math
10 key proficiency
Computer proficiency
Detail oriented
Ability to prepare and maintain confidential records and reports
Must be eligible for membership at ICCU to obtain employment.

Nice To Haves

Bachelor's degree or equivalent experience
0 - 2 years lending experience

Responsibilities

Review loan applications sent in by auto dealers and ensure accuracy of documentation.
Compile and verify credit information to make credit granting decisions within the rules established by policy and procedure.
Perform functions related to credit granting, including interviewing applicants, accepting loan applications, making credit granting decisions, performing credit analysis, reviewing, and analyzing loan applications, loading loan applications on the computer system, loan closings, and similar duties.
Complete loan contracts, forms, and other documentation clearly and accurately.
Stipulate back to the dealer for any additional required documents needed to close loan and support loan decision.
Review items such as proof of income for accuracy and adjust loan decision based on the information received from dealer.
Communicate effectively with dealers, members, and others outside the Credit Union.
Maintain acceptable levels of loan volume and balance of work-related duties.
Maintain a positive and productive relationship with automobile and RV dealers and any other agencies and organization associated with indirect lending.
Assist in conducting audits to ensure loan policies and procedures are followed.
Aid in the processing and disbursement of loans.
Assist Indirect Lending Manager in marketing to dealers. This is done thru over the phone and face to face visits with Indirect Lending Dealer Relationship Officer.
Ability to resolve sensitive issues/concerns with dealers, members and team members with equity and using the decision-making hierarchy.
Maintain continual education through Green Team University.