Indirect Loan Specialist

My Community Credit Union • Odessa, TX

3d • $22 - $26 • Onsite

About The Position

As an Indirect Loan Specialist, you will play a key role in processing, evaluating, and underwriting indirect loan applications. You will assist dealerships and potential borrowers with application submissions, verify documentation, and make informed loan decisions in alignment with credit union policies and credit authority limits. You will be responsible for maintaining strong dealer relationships, communicating decisions promptly—typically within 15 minutes—and ensuring all files are documented thoroughly, accurately, and in compliance with lending regulations.

Requirements

• One to three years of similar or related lending or financial services experience
• College degree preferred (or equivalent experience)
• Strong communication skills with the ability to deliver clear, concise instructions
• Ability to build and maintain positive relationships with dealerships and internal teams
• Proficiency in Microsoft Office
• Knowledge of federal and state credit regulations
• Ability to exercise judgment, diplomacy, and tact in sensitive situations
• Ability to coordinate effectively across departments
• Detail-driven
• Confident in analyzing credit applications
• Committed to providing exceptional service to dealership partners
• Support healthy loan growth

Nice To Haves

• Enjoy a fast-paced lending environment
• Enjoy building strong dealer relationships
• Enjoy making quick, accurate lending decisions
• Thorough, accurate, and compliant when reviewing documents and underwriting applications
• Take ownership of assigned loan files and maintain professionalism in every interaction
• Contribute to loan growth while maintaining strong credit quality and sound risk management
• Build collaborative relationships with dealerships and internal partners to support efficient, positive loan outcomes

Responsibilities

• Process, evaluate, and underwrite indirect loan applications.
• Assist dealerships and potential borrowers with application submissions.
• Verify documentation.
• Make informed loan decisions in alignment with credit union policies and credit authority limits.
• Maintain strong dealer relationships.
• Communicate decisions promptly (typically within 15 minutes).
• Ensure all files are documented thoroughly, accurately, and in compliance with lending regulations.
• Support loan growth while maintaining strong underwriting standards.
• Strengthen dealer relationships through timely, professional communication.
• Ensure accurate and compliant documentation on every loan file.
• Identify opportunities for improved processes or risk mitigation.
• Maintain compliance with CU policies and federal/state lending regulations.
• Promote positive team collaboration and operational efficiency.

Benefits

• Consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.
• Reasonable accommodation for disabled individuals in the application and/or interview process.
• Criminal background and credit check are part of the employment offer contingency.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree