Implementation Lead - Commercial Lending

Capgemini • Toronto, ON

1d • CA$70,000 - CA$100,000 • Onsite

About The Position

We are seeking a full-time Implementation Consultant to support the delivery of Commercial Lending Lifecycle solutions. The ideal candidate will bring deep expertise in commercial lending, loan origination systems (LOS), and client-facing implementation projects, with the ability to manage multiple engagements effectively.

Requirements

• Minimum 8 years of experience in the banking industry
• Hands-on implementation experience with at least one of the following platforms: Abrigo, nCino, Fusion, LaserPro, FIS Commercial Loan Origination, Fiserv Originate, Moody’s CreditLens
• Strong proficiency in Microsoft Office tools
• Proven ability to manage client interactions and lead implementation engagements
• Excellent communication and presentation skills
• Minimum 5 years of experience in commercial banking/lending, preferably including CRE (Commercial Real Estate) or IRE (Income Real Estate)
• At least 5 years of commercial underwriting experience
• Familiarity with: Rent rolls, Unit mix analysis, Net operating income statements

Responsibilities

• Lead the implementation on Lending Suite solutions for clients
• Drive client discussions, workshops, and project execution activities
• Manage multiple client programs simultaneously, ensuring timely delivery
• Demonstrate strong understanding of the end-to-end commercial loan origination and approval process, including roles of lenders, relationship managers, and underwriters
• Ensure alignment with lending regulations and compliance requirements
• Interpret financial spreads for individuals and businesses, including: Financial ratios, Combined financial statements, Global cash flow analysis
• Evaluate covenants, including calculation, tracking, and testing
• Understand credit approval processes, authorities, and internal controls
• Analyze key risk metrics such as Probability of Default (PD) and Loss Given Default (LGD)
• Demonstrate knowledge of: Commercial loan types, Collateral structures, Deal structuring practices
• Review and interpret key business documents such as term sheets and credit proposals
• Analyze financial statements including balance sheets, income statements, and cash flow statements

Benefits

• Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick Leave
• Medical, dental, and vision coverage (or provincial healthcare coordination in Canada)
• Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada)
• Life and disability insurance
• Employee assistance programs
• Other benefits as provided by local policy and eligibility

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed