Head of Card Product

Mesh•San Francisco, CA

3d•$229,000 - $300,000•Hybrid

About The Position

Mesh is seeking our first Head of Card Product. Crypto solved receiving value. It has not solved spending it. Hundreds of millions of people hold crypto they cannot use to buy fuel or groceries. Every previous fix asked the merchant to change... new software, new assets, new risk... and merchants declined. The result is a vicious cycle: because crypto is not spendable, consumers do not hold much of it. Because consumers do not hold much of it, merchants do not accept it. We are breaking the cycle from the other side. A user pays with crypto. The merchant receives an ordinary card payment. Nothing changes at the point of sale, so everything changes for the consumer: crypto becomes spendable at over a hundred million merchants in more than two hundred countries overnight... including the markets where people are already paid in stablecoins and have nowhere to spend them. It stops being an asset you hold and becomes money you use. You will own this program end-to-end: the consumer experience, the bank partnership, the network relationship, and the compliance framework that makes it real. Card programs are not won with code. They are won by earning the confidence of banks and networks, which is why so few companies can build this. If you have spent your career learning how card programs really work, this is the seat where that knowledge changes what money can do.

Requirements

You have owned a regulated financial product that shipped through a bank partner or regulator ... a card program, a lending product, a banking or money movement product. Card program experience is a strong plus, not a requirement.
You have earned a compliance sign-off from a bank partner, network, or regulator ... KYC, AML, transaction monitoring, fraud, disputes. You can describe a decision a bank pushed back on and how you got to yes. Experience across multiple markets or regulatory regimes is a strong plus.
You have owned a consumer payments or fintech product and its outcome ... volume, activation, retention, or P&L. You can walk through a flow you shipped and the reasoning behind it.
You have shipped device-level payment experiences ... secure element or secure enclave integration, push provisioning, token requestor work with the networks.
You use AI daily to draft program documentation, model economics, and automate the operational work of running a program.
Ideally, you have built products that integrate into crypto wallets like MetaMask, Trust Wallet, or Phantom.

Nice To Haves

Card program experience is a strong plus, not a requirement.
Experience across multiple markets or regulatory regimes is a strong plus.
Ideally, you have built products that integrate into crypto wallets like MetaMask, Trust Wallet, or Phantom.

Responsibilities

Own the card program end to end. You are the single accountable owner of this product ... its launch, its growth, its economics. If it touches the program, it's yours.
Earn the confidence of banks and networks. You will sit across from bank officers, network compliance teams, and regulators ... in every market the program touches ... and get to yes on KYC, fraud, refunds, and every edge case of how money moves. You write the specificity a bank signs. This is hands-on work, not delegated work.
Make paying with crypto feel effortless. Provisioning a card into a wallet, confirming on device, recovering from a failed or disputed transaction. You decide what the user believes is happening and make every screen and state consistent with that belief.
Win distribution through wallet partners. This product only matters if wallets carry it. You pitch it, shape each integration, and make partners successful ... their volume is the scoreboard.
Decide what cards become at Mesh. Today it is one program. New programs, networks, geographies, and commercialization are yours to figure out ... and to argue for at the exec table with evidence.