BMO Capital Markets New Grad 2027: Global Markets Corporate Banking, Analyst

BMO•Toronto, ON

3d•CA$95,000•Onsite

About The Position

BMO Capital Markets is a leading, full-service North American-based financial services provider offering equity and debt underwriting, corporate lending and project financing, merger and acquisitions advisory services, securitization, treasury management, market risk management, debt and equity research and institutional sales and trading. BMO Capital Markets has over 2,700 professionals in 30+ locations around the world, including 20 offices in North America. BMO Capital Markets is a member of BMO Financial Group (NYSE, TSX: BMO), one of the largest diversified financial services providers in North America with US$1.1 trillion total assets and approximately 53,000 employees as of April 30, 2026. About Corporate Banking: Corporate Banking is an integral part of BMO Capital Markets’ Investment and Corporate Banking group which offers corporate, institutional and government clients a complete range of financial services, including lending, equity and debt capital raising, structured finance, M&A, treasury and market risk management services, research and institutional investing. Corporate Banking is responsible for the marketing, management and monitoring of the Bank's corporate loan portfolio, and also supports the credit requirements and cross selling efforts for other businesses including derivatives, foreign exchange, cash management, and trade finance. Global Markets Corporate Banking: Global Markets Corporate Banking is an integral part of BMO Capital Markets’ Global Markets group, and provides and underwrites trading & loan credit facilities for a broad range of capital markets clients. The products include (but are not limited to): Derivatives, Securities Financing, Cash Products, Metals & Commodities Solutions, Margin Lending, CMBS warehouse, RMBS Warehouse, and Securitization Products. The group is organized under 7 key portfolios: Fund Managers, Hedge Funds, Commercial Mortgage Backed Securities (CMBS), Securitization & Structured Margin Loans, Commodities & Metals, Single Products, and Mortgage Originators + Broker Dealers). The group is responsible for underwriting, obtaining credit approvals, ongoing portfolio management, and maintaining strong client relationships.

Requirements

An undergraduate degree with outstanding academic achievement.
Specific academic coursework in finance, economics, or accounting is preferred.
Exposure with corporate banking experience in a corporate lending environment
Credit analysis exposure.
General knowledge of loans and derivative facilities.
Knowledge of capital markets, investment banking products and applicable regulations.
Knowledge of organizational lending and portfolio management policies and objectives.
Excellent analytical skills to include business, financial, and credit analysis areas.
Strong interpersonal skills used within a collaborative and demanding team environment.
Strong proficiency in other Microsoft Office products including MS Word and PowerPoint.
Strong ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized manner.
Currently enrolled in an undergraduate or Master’s degree program with a graduation date of December 2026 or Spring 2027
A minimum GPA of 3.4/4.0;
Minimum of two finance and accounting classes with grades “B” or higher;
Outstanding academic, achievement and peer recognition;
Demonstrated leadership in extracurricular activities;
Strong financial analysis and modeling skills;
Proficient in Word/Excel/PowerPoint;
Effective written and verbal communication skills are essential for presenting and writing reports;
Detail oriented;
Highly motivated, fast learning and able to work with limited supervision and adapt to frequent market, systems, and process changes;
Outgoing and personable; team player able to work effectively in small groups;
Knowledgeable in the principles of finance and the financial markets;
Comfortable working in a fast-paced environment;
Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Undergraduate degree has academic coursework in finance, economics, or accounting with an outstanding academic achievement.
Has financial analysis training and experience.
Has up to 3 years of relevant experience within investment and/or corporate banking unit.
Excellent analytical skills.
Highly skilled in building complex financial models.
Expertise in financial computer applications and database management tools.
Skilled in creating statistical presentations.
Specialized knowledge from education and/or business experience.
Verbal & written communication skills - In-depth.
Collaboration & team skills - In-depth.
Analytical and problem solving skills - In-depth.
Influence skills - In-depth.

Nice To Haves

Proficiency in building cash flow and other financial models is beneficial.
Previous banking or credit risk management experience preferred.

Responsibilities

Research and analyze financial and operating information relating to current and prospective companies and industries.
Prepare concise, accurate and well-reasoned written credit applications and memoranda for both new and existing transactions for presentation to Credit.
Maintain current financial information on clients in order to perform timely annual reviews, financial covenants, and internal trigger monitoring.
Perform financial statement analysis including completion of spreading software (RRT).
Conduct credit risk analysis of transactions using all available sources of information including, but not limited to financial statements, legal documentation, etc.
Assess financial soundness of counterparties including appropriate debt levels, debt service and repayment capabilities.
Analyze transactions for structural strengths and weaknesses and structure appropriately to mitigate weaknesses.
Review credit documentation for conformity with approved Credit terms and conditions.
Liaise with Global Markets areas and with various lines of business and operational areas of the Bank as required.
Support Global Markets areas on portfolio management needs and growth initiatives of the business.
Assist in updating Financing Guidelines.
Participate in various projects as required.
Supports the origination and structuring of corporate lending transactions, and coordinates with other products as an integral part of a larger coverage team that maintains strong client relationships.
Provides lending expertise for a variety of sectors, establishing credit facilities to support trading products business and facilitating credit approvals in support of Trade Finance products.
Cross sells Corporate Banking products (e.g. FX / treasury products, cash management & corporate cards, commodities, investment management, securitization, leasing, Trade Finance products, etc.) to BMO Capital Market clients.
Provides ongoing management of the lending portfolio.
Develops written internal and external marketing pitch material.
Supports deal teams in development, presentation, and winning mandates.
Reviews and assists in preparation of credit documentation (i.e. including applications, memoranda, presentations, etc.) for internal and external stakeholders.
Seeks to develop an understanding of client needs and outcomes.
Identifies opportunities for increased efficiency and improved service to internal and external clients.
Provides analytical findings to deal teams.
Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
Builds effective relationships with internal/external stakeholders.
Ensures alignment between stakeholders.
Performs complex financial modeling and runs valuation analysis as part of client/ industry evaluations.
Creates statistical exhibits and trend analysis of financial performance for client presentations.
Completes due diligence and credit analysis on new and existing client relationships.
Prepares industry compilations.
Completes quality reports/analyses.
Applies technical concepts and understands implication of work to client/transaction.
Develops an understanding of and proficiency in using all required systems and models.
Provides feedback on, and, supports continuous improvement opportunities.
Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
Considers risk, internal controls and compliance as part of day-to-day accountabilities and adheres to policies and procedures.
Focus may be on a business/group.
Thinks creatively and proposes new solutions.
Exercises judgment to identify, diagnose, and solve problems within given rules.
Works mostly independently.
Broader work or accountabilities may be assigned as needed.
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.