2026 CAE, Fall Global Credit Intern (4 months)

Royal Bank of Canada • Toronto, ON

1d • Onsite

About The Position

Looking to start your career in Financial Services? Join our Internal Audit, Global Credit Risk team and gain hands-on experience assessing the effectiveness of credit risk management practices across RBC. RBC fosters a positive learning environment for students by providing support and resources to help strategize your career path. This is an exciting opportunity to be part of a high-performing and dynamic global group. The Global Credit group is part of the bank’s Internal Audit function, providing independent assurance over credit risk management practices across multiple lines of business. Fall Interns are recruited to support various teams within the group, including Wholesale Credit Risk, Retail Credit Risk, Wealth Management Credit Risk, Credit Risk Review, and Commercial Credit Risk. This role offers valuable exposure to a broad spectrum of credit risk processes that support the bank’s lending activities.

Requirements

• Currently enrolled in a Bachelor’s or Master’s degree in Finance, Business Administration, or other related fields
• Strong personal skills and the ability to work effectively independently and within a team environment
• Professional written and verbal communication skills
• Good analytical, communication and problem-solving skills
• Highly organized with good attention to detail and very high level of accuracy
• Ability to prioritize, handle multiple tasks under pressure and meet time-sensitive deadlines
• Ability to think critically and “Outside the Box”
• Must be returning back to school after the work term end-date; or if graduating immediately after the work term, the full work term must be a mandatory component to successfully graduate.

Nice To Haves

• Knowledge and an understanding of financial statement analysis
• Proficient in the full suite of Microsoft Products, including Excel (including using Excel as a tool for financial analysis) Word, PowerPoint, Access
• Knowledge of credit risk concepts and processes.
• Previous experience working with a Financial Institution

Responsibilities

• Participate in planning and executing audits across multiple credit risk disciplines, gaining exposure to both retail and wholesale credit portfolios.
• Work alongside experienced auditors to perform walkthroughs, control testing, and portfolio reviews.
• Analyze credit exposure, migration trends, and risk metrics to identify emerging issues and themes.
• Contribute to the evaluation of credit risk rating, monitoring, and provisioning processes.
• Prepare clear, well-documented workpapers that support audit conclusions and recommendations.
• Research industry, regulatory, and market developments impacting credit risk management.
• Attend audit team and stakeholder meetings, gaining exposure to how findings are communicated to senior leaders.
• Gain first-hand experience in how Internal Audit supports the bank’s sound credit risk management practices and compliance with regulatory requirements.

Benefits

• Opportunities to learn more about internal audit and credit
• Interact with leaders who support your development through coaching and mentoring
• Network and build lasting relationships with peers and colleagues
• Make a difference and lasting impact through meaningful work
• Work in a dynamic, collaborative, progressive, and high-performing team

What This Job Offers

• Job Type: Full-time
• Career Level: Intern