General Liability Adjuster - REMOTE

K2 Security InsuranceSan Diego, CA
Remote

About The Position

K2 Claims Services, LLC ("K2 Claims") is actively seeking a motivated General Liability Adjuster with experience handling both commercial and personal lines’ liability claims. As a third-party administrator (TPA), K2 Claims services specialty programs across property, general liability, auto, professional liability, and workers’ compensation. This is an opportunity to join a well-established, growing company and contribute to building a world-class TPA.

Requirements

  • Minimum requirement of 5+ years in commercial and homeowner liability claims.
  • Previous experience in a TPA or insurance carrier environment handling diverse programs.
  • Ability to obtain and maintain all required state adjuster licenses.
  • Skilled in Microsoft Word, Excel, and Outlook.
  • Excellent verbal and written communication skills with a dedicated focus on customer service.
  • Must be flexible for occasional business travel for training, mediations, and/or trials.

Nice To Haves

  • 8+ years of commercial and personal lines liability experience is ideal.
  • A California adjuster’s license is preferred.
  • Bachelor’s Degree is preferred.

Responsibilities

  • Manage claims in strict accordance with state-specific insurance regulations and K2 Claims' Best Practices.
  • Verify facts of loss by obtaining statements, analyzing documents, and evaluating damages.
  • Manage a broad spectrum of claims ranging from low exposure to complex losses, including dog bites, slip/falls, wrongful evictions, and general business disputes.
  • Oversee litigated cases, including referring to counsel, establishing litigation plans and budgets, and providing settlement authority.
  • Analyze policy coverage and draft detailed reservation of rights and/or coverage declination letters.
  • Prepare comprehensive reports for senior management and clients regarding claim status, recommended reserves, and strategic plans of action.
  • Effectively negotiate settlements within assigned authority.
  • Analyze risk transfer options and determine insurance priority.
  • Identify and refer appropriate claims to subrogation or the Special Investigation Unit (SIU).

Benefits

  • Medical, dental, and vision coverage with no waiting period.
  • Competitive base salary plus a bonus plan.
  • 401(k) with employer match.
  • Generous paid time off, available starting in your first year.
  • A collaborative team environment within a growing company.
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