General Adjuster, Property

MAPFRE • Webster, MA

5d • $87,700 - $126,100 • Onsite

About The Position

Mapfre is seeking an experienced Property Claims Adjuster to independently manage moderate to highly complex homeowners' property claims across multiple states. This field-based position requires strong technical claims expertise, sound judgment, and exceptional customer service skills to investigate losses, assess damages, determine coverage, negotiate settlements, and bring claims to resolution.

Requirements

• Bachelor's degree in Business, Insurance, Risk Management, or a related field; or equivalent combination of education and experience.
• Minimum of 4 years of property claims adjusting experience handling residential property losses.
• Equivalent combination of an Associate degree and 6+ years of relevant claims experience may be considered.
• Experience managing moderate to complex homeowners' property claims from investigation through settlement.
• Advanced knowledge of homeowners' property insurance coverage and claim handling practices.
• Proficiency with Xactimate and XactAnalysis.
• Experience utilizing claims management systems and estimating platforms.
• Knowledge of applicable state regulations, policy interpretation, and coverage analysis.
• Strong understanding of property construction, repair methods, mitigation practices, and restoration processes.
• Ability to evaluate complex losses and prepare accurate estimates and claim documentation.
• Must possess or be able to obtain and maintain all required state adjuster licenses.
• Regular field travel required to investigate losses, conduct inspections, perform reinspections, attend settlement conferences, and meet with customers and vendors.
• Must be available for extended overnight travel as business needs dictate.
• Ability to respond to catastrophe (CAT) deployments, including travel on short notice.
• Travel may occur during business and non-business hours, including evenings and weekends.
• Valid driver's license and acceptable driving record required.

Nice To Haves

• Previous field adjusting experience preferred.
• Experience handling litigated property claims.
• Experience working in a multi-state claims environment.
• Industry certifications such as AIC, CPCU, SCLA, or similar designations preferred.

Responsibilities

• Manage a caseload of moderate to high-exposure and complex property claims from assignment through final resolution.
• Investigate losses, gather facts, evaluate damages, and determine coverage in accordance with policy provisions and applicable regulations.
• Conduct thorough on-site inspections, structure evaluations, personal property assessments, and site analyses.
• Prepare accurate damage estimates and evaluate repair and replacement costs.
• Negotiate settlements with policyholders, public adjusters, contractors, restoration providers, attorneys, and other stakeholders.
• Handle litigated claims and collaborate with legal partners as necessary.
• Maintain proactive and professional communication with policyholders throughout the claim lifecycle.
• Partner with internal teams and external vendors to ensure timely and effective claim resolution.
• Apply property claims best practices, company guidelines, and regulatory requirements.
• Respond to catastrophe (CAT) events and assist with disaster-related claims as needed.
• Mentor less experienced claims professionals and support knowledge-sharing initiatives.
• Identify opportunities for process improvements and operational efficiencies.
• Maintain all required state adjuster licenses and compliance requirements.

Benefits

• Paid Time Off (PTO): A flexible PTO program that combines vacation, personal, volunteer and sick time into one convenient bank of paid time off.
• 401(k) & Profit Sharing: Eligible employees may participate in Mapfre's 401(k) plan that includes company matching contributions up to certain amounts under the terms of the plan.
• Medical, Dental and Vision Coverage: Choice of comprehensive medical, dental and vision insurance coverage under group plans offered by the company.
• Other Benefits Include: STD, LTD, Life Insurance, FSA, HSA and various wellness programs

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level