General Adjuster, Property (New England Region)

MAPFRECanton, MA
$87,700 - $126,100Remote

About The Position

Mapfre is seeking an experienced Property Claims Adjuster to independently manage moderate to highly complex homeowners' property claims across multiple states. This field-based position requires strong technical claims expertise, sound judgment, and exceptional customer service skills to investigate losses, assess damages, determine coverage, negotiate settlements, and bring claims to resolution.

Requirements

  • Bachelor's degree in Business, Insurance, Risk Management, or a related field; or equivalent combination of education and experience.
  • Minimum of 4 years of property claims adjusting experience handling residential property losses.
  • Equivalent combination of an Associate degree and 6+ years of relevant claims experience may be considered.
  • Experience managing moderate to complex homeowners' property claims from investigation through settlement.
  • Strong investigative and analytical abilities.
  • Advanced negotiation and conflict-resolution skills.
  • Excellent verbal and written communication skills.
  • Ability to build trust and rapport with customers during stressful situations.
  • Strong organizational and time-management skills.
  • Ability to prioritize competing demands and manage a high-volume caseload.
  • Sound decision-making and problem-solving capabilities.
  • Ability to work independently with minimal supervision.
  • Collaborative team player with the ability to influence and partner across functions.
  • Commitment to continuous learning and professional development.
  • Ability to effectively mentor and develop less experienced team members.
  • Advanced knowledge of homeowners' property insurance coverage and claim handling practices.
  • Proficiency with Xactimate and XactAnalysis.
  • Experience utilizing claims management systems and estimating platforms.
  • Knowledge of applicable state regulations, policy interpretation, and coverage analysis.
  • Strong understanding of property construction, repair methods, mitigation practices, and restoration processes.
  • Ability to evaluate complex losses and prepare accurate estimates and claim documentation.
  • Must possess or be able to obtain and maintain all required state adjuster licenses.
  • Regular field travel required to investigate losses, conduct inspections, perform reinspections, attend settlement conferences, and meet with customers and vendors.
  • Must be available for extended overnight travel as business needs dictate.
  • Ability to respond to catastrophe (CAT) deployments, including travel on short notice.
  • Travel may occur during business and non-business hours, including evenings and weekends.
  • Valid driver's license and acceptable driving record required.

Nice To Haves

  • Previous field adjusting experience preferred.
  • Experience handling litigated property claims.
  • Experience working in a multi-state claims environment.
  • Industry certifications such as AIC, CPCU, SCLA, or similar designations preferred.

Responsibilities

  • Manage a caseload of moderate to high-exposure and complex property claims from assignment through final resolution.
  • Investigate losses, gather facts, evaluate damages, and determine coverage in accordance with policy provisions and applicable regulations.
  • Conduct thorough on-site inspections, structure evaluations, personal property assessments, and site analyses.
  • Prepare accurate damage estimates and evaluate repair and replacement costs.
  • Negotiate settlements with policyholders, public adjusters, contractors, restoration providers, attorneys, and other stakeholders.
  • Handle litigated claims and collaborate with legal partners as necessary.
  • Maintain proactive and professional communication with policyholders throughout the claim lifecycle.
  • Partner with internal teams and external vendors to ensure timely and effective claim resolution.
  • Apply property claims best practices, company guidelines, and regulatory requirements.
  • Respond to catastrophe (CAT) events and assist with disaster-related claims as needed.
  • Mentor less experienced claims professionals and support knowledge-sharing initiatives.
  • Identify opportunities for process improvements and operational efficiencies.
  • Maintain all required state adjuster licenses and compliance requirements.

Benefits

  • Paid Time Off (PTO): A flexible PTO program that combines vacation, personal, volunteer and sick time into one convenient bank of paid time off.
  • 401(k) & Profit Sharing: Eligible employees may participate in Mapfre's 401(k) plan that includes company matching contributions up to certain amounts under the terms of the plan.
  • Medical, Dental and Vision Coverage: Choice of comprehensive medical, dental and vision insurance coverage under group plans offered by the company.
  • Other Benefits Include: STD, LTD, Life Insurance, FSA, HSA and various wellness programs
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