FVP, Compliance Officer

Axos Bank • San Diego, CA

2d

About The Position

The FVP, Compliance Officer oversees and enhances Axos Bank’s Compliance Management System (CMS) and ensures compliance with applicable laws, regulations, and internal policies. The role provides leadership and subject matter expertise across compliance reviews, loan-level documentation and transactional testing, regulatory change management, risk assessments, issue and complaint management, third-party service provider oversight, and data-driven compliance monitoring. The officer partners with business leaders to identify, assess, and mitigate compliance risk and promote a strong culture of compliance throughout the organization.

The position leads compliance and quality control programs across lending and deposit products, develops policies and governance materials, communicates regulatory developments and risks to senior leadership, and supports audits and regulatory examinations. It also provides compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.

Requirements

• Bachelor’s degree, preferably in business or a related area, and equivalent business experience.
• At least 10 years of work experience in banking, mortgage banking, audit, or regulatory compliance.
• Subject matter expertise in banking regulatory, audit, and compliance programs for deposit and lending compliance at federally regulated banks.
• Subject matter expertise in GSE requirements, credit requirements, investor guidelines, and regulatory compliance.
• Subject matter expertise in calculating income and determining ability to repay.
• Flexibility and ability to manage multiple projects that may require restructuring as demands and priorities change within a multi-billion dollar bank.
• Ability to identify and define problems involving documentation, loan origination systems, internal processes and procedures; research and analyze information and situations relating to data management issues.
• Ability to recommend alternatives or solutions.
• Strong verbal and written communication skills, including presentation skills.
• Ability to effectively lead multiple divisions within the Bank.
• Ability to develop outside-the-box solutions to problems.
• Proficiency with Microsoft Office products, including Word, Excel, Visio, and PowerPoint.

Responsibilities

• Lead and enhance the Bank’s Compliance Management System and Quality Control programs across lending and deposit products.
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management.
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees.
• Serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives.
• Drive continuous improvement of the Bank’s compliance and quality control framework, processes, and monitoring activities.
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership; ensure timely updates to policies, procedures, forms, and training programs.
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place.
• Support compliance audits and regulatory examinations, including planning, coordinating information requests, preparing management responses, and handling remediation activities.

Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, three weeks of vacation, and approximately 11 holidays per year.
• HSA or FSA account and other voluntary benefits.
• 401(k) Retirement Saving Plan with employer match.
• 529 Savings Plan.
• Employee Mortgage Loan Program.
• Free access to an Axos Bank Account with Self-Directed Trading.
• Annual discretionary cash bonus target of 10%, potentially awarded semi-annually based on achievement of performance goals and targets.
• Annual discretionary restricted stock units bonus target of 10%, potentially awarded semi-annually based on achievement of performance goals and targets.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive