FVP, Compliance Officer

Axos Bank • San Diego, CA

1d • $185,000 - $200,000

About The Position

The FVP, Compliance Officer oversees and enhances the Bank’s Compliance Management System (CMS) and ensures compliance with applicable laws, regulations, and internal policies. The role provides leadership and subject matter expertise across compliance reviews, loan-level documentation and transactional testing, regulatory change management, risk assessments, issue and complaint management, third-party service provider oversight, and data-driven compliance monitoring. The FVP partners with business leaders to identify, assess, and mitigate compliance risk and promote a strong culture of compliance throughout the organization.

Requirements

• Bachelor’s degree, preferably in business or a related area, and equivalent business experience.
• 10+ years of work experience in banking, mortgage banking, audit, or regulatory compliance.
• Subject matter expertise in banking regulatory, audit, and compliance programs for deposit and lending compliance at federally regulated banks.
• Subject matter expertise in GSE requirements, credit requirements, investor guidelines, and regulatory compliance.
• Subject matter expertise in calculating income and determining ability to repay.
• Flexibility and ability to manage multiple projects that may require restructuring due to shifting demands and changing priorities within a multi-billion-dollar bank.
• Ability to identify and define problems involving documentation, loan origination systems, internal processes and procedures; research and analyze information and situations related to data management issues.
• Ability to recommend alternatives or solutions.
• Strong verbal and written communication skills, including presentation skills.
• Ability to effectively lead multiple divisions within the Bank.
• Ability to develop creative solutions to problems.
• Proficiency with Microsoft Office products, including Word, Excel, Visio, and PowerPoint.

Responsibilities

• Lead and enhance the Bank’s Compliance Management System and Quality Control programs across lending and deposit products, ensuring compliance with applicable laws, regulations, investor requirements, and regulatory guidance.
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management.
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve on the Compliance Management Committee and support enterprise-wide strategic initiatives.
• Drive continuous improvement of the Bank’s compliance and quality control framework, processes, and monitoring activities.
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs.
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization.
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities.

Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, three weeks of vacation, and about 11 holidays per year.
• HSA or FSA account and other voluntary benefits.
• 401(k) retirement savings plan with employer match program and 529 savings plan.
• Employee mortgage loan program and free access to an Axos Bank account with self-directed trading.
• Annual discretionary cash bonus target of 10%, potentially awarded semi-annually based on achievement of performance goals and targets.
• Annual discretionary restricted stock units bonus target of 10%, potentially awarded semi-annually based on achievement of performance goals and targets.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior