Full-stack Engineer 4

Capital One • Plano, TX

1d • $179,400 - $204,700

About The Position

Join the Dealer Tech division within Capital One's Financial Services Technology group, developing and supporting technology solutions that streamline auto financing for dealers. The team creates integrated, secure, user-friendly platforms to enhance dealer operations and customer experiences while supporting compliance with financial regulations. Dealer Tech develops and maintains systems for Capital One partner dealers, supporting auto financing from loan origination to funding.

Capital One seeks a Full-stack Software Engineer passionate about open-source frameworks and emerging technologies. The role leads technology projects and developers working on distributed microservices and full-stack systems, delivering cloud-based solutions that support regulatory needs and customer experiences. The engineer provides technical leadership across Agile teams, collaborates with product managers and architects, and contributes to technology strategy in a “you build it, you own it” environment.

The position is based on a full-time annual salary range of $179,400–$204,700 for work performed in Plano, Texas. It is also eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives. Capital One states that it will not sponsor new applicants for employment authorization or provide immigration-related support for this position.

Requirements

• Bachelor’s degree or higher in Computer Science or a related quantitative field, such as Statistics, Economics, Operations Research, Analytics, Mathematics, or Engineering.
• At least 4 years of experience in software engineering; internship experience does not apply.
• At least 2 years of experience with public cloud platforms, cloud-based productivity tools, or virtualization technologies.
• Applicants must not require new employment-authorization sponsorship or other immigration-related support from Capital One for this position.

Nice To Haves

• Master’s degree in Computer Science or a related field.
• 7+ years of coding experience with more than two of the following: Go, Java, JavaScript/TypeScript, Python, Rust, C#, or Scala.
• 3+ years of experience with databases and database management systems.
• 3+ years of experience with AWS, GCP, Azure, cloud-based productivity tools, or virtualization technologies.
• 4+ years of experience contributing to open-source frameworks.
• 3+ years of experience with front-end JavaScript or TypeScript frameworks.
• 4+ years of experience creating synchronous and asynchronous APIs.
• 3+ years of experience with CI/CD pipelines, infrastructure as code, and automated testing frameworks.
• 3+ years of experience using Git-based version-control systems such as Git, GitHub, or Bitbucket.
• 3+ years of experience troubleshooting technical issues in cloud environments.
• Experience using modern AI-based coding tools and IDE copilots.
• Experience with interactive AI tooling to accelerate productivity beyond basic code completion.
• 1+ year of experience mentoring engineers and supporting professional development within technical teams.
• 1+ year of experience using observability to identify and optimize performance bottlenecks in distributed systems.
• Experience leading cross-functional engineering efforts or large-scale technical initiatives.
• Experience establishing and enforcing coding standards and design patterns across teams.

Responsibilities

• Lead a portfolio of technology projects and a team of developers working with distributed microservices and full-stack systems to create solutions that meet regulatory needs.
• Stay current with technology trends, experiment with and learn new technologies, participate in internal and external technology communities, and mentor members of the engineering community.
• Collaborate with digital product managers to deliver robust cloud-based solutions and customer experiences.
• Use programming languages, open-source relational and NoSQL databases, container orchestration services, and AWS tools and services to build solutions.
• Provide technical leadership and direction across Agile teams, setting standards for design, development, and operational excellence.
• Partner with architects to define service boundaries, integration patterns, and reusable frameworks.
• Identify opportunities for improvement, implement targeted refactoring, reduce technical debt, and improve system performance.
• Influence long-term technology strategy by evaluating emerging tools and practices in a “you build it, you own it” environment.

Benefits

• Comprehensive health, financial, and other benefits supporting total well-being; eligibility varies by employment status and management level.
• Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior