Fraud Strategy Analyst (Mid-level) - Money Movement

USAA•San Antonio, NC

17h•Hybrid

About The Position

As a dedicated Fraud Strategy Analyst, you will be accountable for driving USAA's overall fraud strategy, policies, and analytic capabilities for fraud rules management. This role will collaborate with key stakeholders across the enterprise, influencing outcomes in a complex, matrixed environment. This role will be an active participant in industry efforts to share and receive information, build industry partnerships and relations to formulate USAA's global fraud strategies and policies to better protect USAA from current, evolving, and future fraud threats. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

Requirements

Bachelor's degree; OR 4 years of relevant education and/or experience.
4 years of experience in financial crimes supporting and participating in stakeholder consultation, needs assessment, requirement translation and prescription of technology solutions.
Previous experience gathering business requirements and applying business rules to recommend technology solutions.
Demonstrated experience using fraud rules management to reduce or mitigate loss and fraud exposures.
Knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.
Knowledge of bank laws and regulations related to money movement and /or payments, including but not limited to Reg E, Reg CC, UDAAP, FACTA and Reg Z.
Strong written and verbal communication skills, with demonstrated ability synthesizing data and clearly reporting findings.

Nice To Haves

Fraud strategy experience in money movement space.
Experience using fraud detection engine for strategy rule writing.
Familiar with writing fraud strategy related Wire, ACH and Zelle.

Responsibilities

Serves as an expert in at least one area of focus within Financial Crimes space to develop solutions for complex problems that align with the business's strategic direction and objectives.
Actively participates in and may take ownership of analyses or business strategy initiatives using innovative/quantitative analytical approaches.
Extract insights from moderately complex data sets to design solutions within the Financial Crimes space through a range of data preparation, modeling, and visualization techniques, including predictive analysis, pattern recognition and/or Machine Learning.
Utilizes association rule learning, cluster analysis, anomaly detection, data analysis and visualization (e.g., PowerBI, Tableau), and object-oriented programming (Python, SAS) to identify trends from existing data reports and recommends strategies/analysis that should be performed to mitigate risks.
Consults with the business to understand the business direction, environment and strategies for supported domains/clients; gathers requirements to recommend solutions.
Advocates for self and teammates to encourage the growth of direct and indirect peers toward continual technical and soft skill progression.
Serves as a resource for mathematical skills, business product knowledge, and/or Financial Crimes knowledge.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.