Fraud Security Specialist II

German American Bank•Owensboro, KY

10d•Onsite

About The Position

The Fraud Security Specialist II investigates complex fraudulent activity by reviewing accounts, suspicious transactions, and alerts, assessing risk, and making informed decisions to prevent financial loss. The role handles high-risk cases, balancing customer experience with loss prevention, and manages cases from detection through resolution. The specialist communicates with customers and partners through inbound and outbound calls, documents findings, and ensures compliance with Bank Secrecy Act (BSA) requirements and internal policies. The role also involves collaborating with business lines, law enforcement, and leadership, and supporting broader fraud prevention efforts through guidance or mentorship as needed. This position is available at the Jasper Operations Center in Jasper, Indiana, and the Evansville Vogel Road location in Evansville, Indiana.

Requirements

Strong ability to identify patterns, assess risk, and conduct in-depth research.
Sound judgment and autonomy to make independent decisions on complex, high-risk cases.
Ability to resolve immediate fraud threats and longer-term issues.
Excellent verbal and written communication skills to engage with customers and stakeholders, document findings, and support reporting and cross-functional collaboration.
Comfort navigating multiple systems and software tools.
Adaptability to work effectively in a fast-paced, evolving environment while managing increasingly complex scenarios.

Nice To Haves

Bilingual ability.
Bachelor’s degree in criminal justice or a business-related field.
Experience in law enforcement.

Responsibilities

Investigate complex fraudulent activity by reviewing suspicious transactions, accounts, and alerts.
Analyze risk and make informed decisions to prevent financial loss and address high-risk cases.
Communicate with customers and partners through inbound and outbound calls.
Document findings and maintain detailed case documentation.
Manage cases from detection through resolution.
Ensure compliance with BSA requirements and internal policies.
Collaborate with business lines, law enforcement, and leadership.
Support fraud prevention efforts and provide guidance or mentorship as needed.

Benefits

Medical, dental, vision, short-term disability, long-term disability, and life insurance.
17 days of paid time off, 11 paid holidays, and bereavement leave.
Education Assistance Program.
Paid Parental Bonding Leave.
Wellness benefits.
Life event coverage.
Service awards.
Financial benefits including a 401(k) match and stock purchase plan.
National and local discounts on computers, vacations, phones, and retail shopping.
Logo wear discounts.
Free checking account, checks, and discounted bank services.