Fraud Investigator - Midvale, UT (In Office)

Zions Bancorporation • Midvale, UT

10d • Onsite

About The Position

Zions Bancorporation is seeking a Fraud Investigator to join their team in Midvale, UT. This role involves conducting investigations into financial crimes related to external and customer activity. The investigator will be responsible for writing clear and concise reports, communicating with various departments, and making recommendations for account closures. The position requires using bank systems for research, staying current on fraud and BSA/AML investigative operations, and performing other assigned duties.

Requirements

• A bachelor's degree in a related field or combination of investigative experience.
• Basic working knowledge of fraud detection/prevention principals, BSA/AML Compliance as it applies to suspicious activity for money laundering, terrorist financing and fraud.
• Basic understanding of complex financial transactions and business relationships and relationships between business entities.
• Good understanding of bank operations as it relates to the flow of funds through financial institutions.
• Good understanding of fraud, AML and terrorist financing red flags related to the identification of suspicious activity.
• Ability to meet deadlines, work independently and adapt to changing priorities.
• Good analytical skills, customer service and communication skills, both verbal and written.
• Ability to manage deadlines, be organized, detail-oriented and high degree of accuracy.
• Ability to write and translate complex situations into easily understood narratives.
• Ability to be an independent thinker and to handle confidential, delicate and/or sensitive information or situations.
• Strong PC skills desired with an emphasis in MS Excel and Word.

Nice To Haves

• Financial crime investigation experience preferred.
• Relevant Professional Certification: Association of Certified Anti-Money Laundering Specialists (ACAMS), Associate of Certified Fraud Examiners (ACFE) or Association of Certified Financial Crime Specialists (ACFS) is a plus.
• A combination of education and experience may meet requirements.

Responsibilities

• Conducts financial crimes investigations of external and customer activity.
• Writes clear and concise reports in an accurate and timely manner.
• Communicates with branch, department managers, BSA Officers, and frontline groups as necessary, in researching and investigating cases.
• Makes recommendations for closing account relationships to the Investigations management.
• Escalates identified risks to team leadership.
• Uses various bank systems to conduct research of customer transaction activity including the case management system.
• Keeps current on fraud and BSA/AML investigative operations and the application of the BSA and USA PATRIOT Act requirements along with training requirements for the investigative role.
• Perform other duties as assigned.

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level