Fraud Digital Threat Analyst

Suncoast Credit Union•Tampa, FL

1d•Remote

About The Position

The Digital Threat Analyst protects digital banking channels from fraud and emerging cyber threats. The role focuses on detecting and analyzing suspicious online activity using data-driven insights and fraud detection tools to identify vulnerabilities and mitigate risk. The analyst investigates complex fraud patterns, conducts digital forensics, and makes data-driven recommendations. Success requires strong analytical skills, knowledge of fraud trends, and adaptability in a fast-paced environment.

Requirements

Bachelor’s degree in cybersecurity, information technology, data analytics, or a related field; a comparable combination of work experience and training may substitute for education requirements.
At least 2 years of experience in fraud detection, digital banking security, or cyber threat analysis.
Experience with fraud prevention tools such as Alloy, Verafin, ThreatMetrix, or similar platforms.
Strong proficiency in data analysis and interpretation of fraud patterns.
Understanding of online banking systems, authentication protocols, and risk scoring models.
Ability to use Excel or other tools for data extraction and reporting.
Skill in conducting link analysis and investigating organized fraud rings.
Ability to prioritize tasks and manage competing and changing priorities to meet deadlines.
Accuracy, attention to detail, organization, and task-management skills.
Ability to analyze and resolve difficult and complex problems or situations.
Strong written, verbal, and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulators.
Strong knowledge and understanding of credit union products, services, policies, and procedures.
Strong knowledge and understanding of regulatory compliance.
Strong knowledge and understanding of credit union computer systems and software applications needed to perform job duties.

Responsibilities

Review digital banking logins and transactions for suspicious or high-risk behavior using manual reports, Alloy, and other fraud detection tools.
Analyze online and transactional behaviors to identify emerging threats, fraud patterns, and vulnerabilities across digital channels.
Perform digital forensics and device analysis using Alloy and ThreatMetrix to proactively mitigate potential fraud losses.
Use data analytics to research, detect, and interpret fraud trends, providing actionable insights to reduce losses and strengthen security measures.
Monitor online activity trends and recommend new account parameters or adjustments to existing controls.
Conduct link analysis on department referrals and Alloy Attack Radar alerts to uncover organized fraud rings, identity theft, and synthetic identity schemes.
Recommend parameter adjustments and tool enhancements to address evolving fraud tactics and threats.
Maintain knowledge of current trends, laws, and issues affecting the area of expertise.
Attend educational events to increase professional knowledge.
Complete annual compliance and information security training to understand employees’ roles in maintaining effective compliance and security programs.