Fractional CPA – Senior Quality of Earnings Reviewer

Adaptive Teams • Austin, TX

35d • Remote

About The Position

We are seeking a US-based CPA with extensive Quality of Earnings (QoE) and transaction advisory experience to provide senior-level review and sign-off on QoE reports. In this role, you will not be responsible for building the analysis from the ground up, as an experienced team will handle the financial analysis, workpapers, and initial report drafting. Your primary responsibilities will include challenging the work, strengthening conclusions, elevating the quality of reports, and taking professional responsibility for the final deliverable when appropriate. This is a fully remote, US-based position.

Requirements

• Active US CPA license in good standing.
• Significant Quality of Earnings and/or transaction advisory experience.
• Experience reviewing lower-middle-market acquisitions.
• Strong command of normalized EBITDA/SDE, add-backs, working capital, cash proof, revenue quality, and financial-statement reconciliation.
• Ability to thoroughly review underlying workpapers and take professional responsibility for the final report.
• Comfortable signing or co-signing reports when professionally appropriate.
• Strong communication skills with lenders and underwriting teams.
• US-based and available during normal US business hours.

Nice To Haves

• Experience with SBA 7(a) acquisition transactions.
• Background in accounting, transaction advisory, or financial due diligence.
• Familiarity with new SBA QoE requirements taking effect October 1, 2026.
• Experience supervising offshore or distributed analyst teams.
• Experience improving templates, methodologies, and QC processes.

Responsibilities

• Review QoE analysis, supporting documentation, and underlying workpapers.
• Challenge and validate proposed EBITDA/SDE adjustments and add-backs.
• Review normalized earnings, revenue quality, working capital, and financial-statement reconciliations.
• Review cash-proof and supporting financial analysis.
• Confirm conclusions are adequately supported and defensible.
• Provide final technical and editorial review of completed reports.
• Sign or co-sign reports when professionally appropriate.
• Respond to questions from SBA lenders and underwriting teams.
• Participate in occasional lender calls.
• Provide feedback, coaching, and technical guidance to the existing team.
• Help improve QoE templates, methodologies, and quality-control procedures.

Benefits

• Fractional, project-based engagement—hourly or per project
• Start with a few engagements per month and scale as volume grows
• Work alongside an experienced analysis and project-management team
• Focus your time on senior review, judgment, and quality—not rebuilding analysis from scratch
• Opportunity to help shape the methodology and QC standards of a growing SBA-focused QoE practice
• Flexible recurring work without a full-time commitment

What This Job Offers

• Career Level: Senior