FP&A Analyst

Varo Bank • Charlotte, NC

18d

About The Position

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us. About the Role At Varo, we are on a mission to redefine banking for everyone. As a Finance Analyst, you won't just crunch numbers—you will be a strategic co-pilot helping to steer our growth, optimize our performance, and shape the financial future of a trailblazing neobank. You’ll sit at the intersection of data and strategy, turning complex financial metrics into actionable insights that drive high-stakes executive decisions. This role is designed for a collaborative problem-solver who thrives in a fast-paced environment. You will partner deeply with teams across Product, Technology, Lending, and Marketing, serving as their trusted finance liaison. If you have a passion for building sophisticated financial models and a desire to see your work directly impact the bottom line of a mission-driven bank, you'll find a highly rewarding home here.

Requirements

• 3+ years of progressive finance experience, preferably within banking, fintech, or corporate financial services.
• Strong foundation in financial theory, strategic forecasting, corporate budgeting, and GAAP accounting principles.
• Expert-level proficiency in Microsoft Excel or Google Sheets, with a proven track record of building sophisticated, dynamic financial models.
• Skilled in PowerPoint/Google Slides, with preferred hands-on experience using financial information systems like NetSuite or Anaplan.
• Exceptional written and verbal communication skills, with the ability to influence cross-functional stakeholders and independently manage time-sensitive projects.

Nice To Haves

• hands-on experience using financial information systems like NetSuite or Anaplan.

Responsibilities

• Lead Forecasting & Planning: Own the coordination, maintenance, and modeling of our annual budget, quarterly forecasts, and long-range plans, including complex P&L, Balance Sheet, and Cash Flow projections.
• Drive Business Strategy: Partner with key leaders across Banking, Tech, and Marketing to analyze unit economics, prioritize investments, and provide financial guidance for new product launches.
• Analyze Performance & Drivers: Conduct monthly and quarterly deep-dives into expense and revenue drivers, translating variance analysis into clear trends, risks, and profitability opportunities.
• Craft Executive Narratives: Automate KPI reporting and synthesize complex financial data into concise, compelling presentations for senior leadership, investors, and regulators.
• Optimize Financial Systems: Partner with Accounting and Treasury to streamline the month-end close and actively help evaluate, implement, and optimize our FP&A software tools.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level