Financial Services Representative

World Finance•Lawrenceville, GA

8d•Onsite

About The Position

The Financial Services Representative (FSR) drives loan sales, manages past-due accounts, prepares individual tax returns, and works directly with customers to address their financial needs. The role includes daily high-volume outbound calling, in-person customer meetings, collections, loan closing, and branch operations. The FSR is accountable for keeping accounts current while generating new business and meeting performance expectations across sales, collections, tax preparation, and account management. Compensation is $15–$18 per hour, based on experience and location, plus performance-based bonus opportunities. Total earnings may increase with individual and branch performance. World Finance has operated since 1962, providing personal loans, tax services, and credit-building solutions. The company has more than 1,000 branches across 16 states and describes its culture as focused on community service, employee advancement, and predictable schedules. The position is office-based and requires regular in-person attendance during scheduled work hours. Occasional extended hours, weekend work, and local travel to offsite locations and banks may be required based on business needs. World Acceptance Corporation provides equal employment opportunity regardless of protected characteristics. Reasonable accommodations may be made unless they create an undue hardship to the Company.

Requirements

High school diploma or equivalent.
Valid driver’s license, reliable transportation, and current insurance.
Ability to independently perform all required bank runs, including transporting deposits, without relying on non-employees for transportation.
Ability to obtain required insurance licensing.
Experience in sales, customer service, collections, or account management with measurable results.
Proven ability to handle high-volume calls and difficult customer conversations.
Track record of meeting or exceeding goals in a fast-paced environment.
Strong communication, problem-solving, and organizational skills.
Basic computer skills with accurate and consistent data entry.
Ability to communicate clearly and professionally in person, by phone, and electronically.
Ability to perform computer work, handle documents, and communicate information effectively.
Ability to manage shifting priorities and deadlines with professionalism, adaptability, collaboration, and multitasking.
Ability to complete occasional light lifting, pushing, or pulling of office materials, generally up to 30 pounds.
Regular in-person attendance during scheduled work hours.

Nice To Haves

Experience in banking, retail, restaurants, hospitality, collections, call centers, insurance, healthcare front office, or similar customer-facing roles.

Responsibilities

Drive and close loan sales by taking applications, explaining terms, and asking for the business.
Conduct substantial daily outbound customer outreach for collections, application follow-up, tax services, and new business generation.
Manage delinquent accounts by securing payments and setting payment arrangements.
Contact approved, pending, and former borrowers to drive loan volume and identify opportunities for additional financial products and services.
Prepare individual tax returns, gather and review required documentation, and assist customers with tax-related questions in compliance with company policies and applicable regulations.
Assist customers in person with loan applications, tax preparation services, payments, account questions, and issue resolution.
Process payments, account updates, and tax-related documentation, and document all activity in company systems.
Maintain accurate and compliant records, including timely credit denial letters and required tax documentation.
Handle and balance cash, and complete required bank runs to deliver deposits.
Follow company policies, procedures, and regulatory requirements.
Complete required training and meet performance expectations for sales, collections, tax preparation, and account management.
Maintain a professional office environment, which may include general office upkeep.