Financial Services Associate

AIL•Birmingham, AL
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a Remote Insurance Solutions Associate to help individuals and families understand coverage decisions. The associate works with prospective clients who have requested information, identifies their needs, and educates them about available insurance products. The opportunity is fully remote and intended for someone interested in professional development, flexibility, and a performance-based career. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. This is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Before conducting licensed insurance activities, candidates must obtain the appropriate state Life & Health Insurance License and complete applicable pre-licensing coursework, examinations, and state requirements at their own expense. Candidates must be at least 18 and legally eligible to work in the United States, and must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Excellent communication and listening skills.
  • Customer-focused and professional attitude.
  • Strong organization and attention to detail.
  • Comfort with computer systems and online platforms.
  • Self-directed and dependable.
  • Ability to work independently while participating in a team culture.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Work with warm leads supplied by the company.
  • Schedule virtual client meetings.
  • Conduct client-focused needs reviews.
  • Explain life, accident, and supplemental health insurance coverage.
  • Provide clear answers to client questions.
  • Recommend appropriate products and services based on individual needs.
  • Follow up consistently and maintain professional relationships.
  • Participate in training and performance coaching.
  • Complete required training and participate in virtual meetings.

Benefits

  • 100% remote work.
  • Warm leads provided.
  • Weekly paychecks.
  • Unlimited earning potential.
  • Medical premium reimbursement.
  • Comprehensive online training and resources.
  • Daily mentorship and leadership support.
  • Performance incentive programs.
  • No business overhead costs.
  • OPEIU Local 277 union representation.
  • Growth potential with a stable, member-focused company.
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