Financial Sales Representative- M&I

GULF COAST EDUCATORS FEDERAL CREDIT UNION•Pasadena, TX

24d•Hybrid

About The Position

GCEFCU is looking for a Financial Sales Representative who is reliable, driven and takes pride in building strong member relationships to join our lending department. This position will be located at our Mortgage and Insurance building with the ability to float between other branches as needed. The schedule for this position is M-F 8:00am-5:00pm and Saturdays.

Requirements

Advanced knowledge of lending regulations such as Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act, and other consumer related laws and guidelines.
Working understanding of the Bank Secrecy Act, NCUA Privacy regulations and other laws related to Truth-in-Savings, Electronic Fund Transfers, and Availability of Funds.

Responsibilities

Achieve or exceed established sales goals through building member relationships.
Cross-sell all credit union products and services to members.
Interview member loan applicants to develop information concerning their loan needs, earnings, and financial condition.
Prepare loan applications for submittal to central underwriting.
Prepare and/or review all loan documents for completeness and accuracy.
Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date changes, etc.
Follow current loans to ensure compliance with terms and coordinate with collections.
Perform as a loan officer ensuring compliance with the Bank Secrecy Act and all governmental agency regulations and Credit Union Policies and guidelines.
Identify reportable transactions under the Bank Secrecy Act, obtain required information and report transactions.
Comply with Federal Rules and Regulations as required by NCUA.
Alert supervisory personnel to any suspicious activity regarding transactions including forgery, theft, fraud, kiting, customers that appear to be avoiding CTRs.