Work From Home Financial Protection Representative

AIL•San Bernardino, CA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a Client Success Consultant to educate and support individuals and families reviewing insurance protection options. The representative meets with clients virtually, identifies their priorities, and explains life, accident, and supplemental health insurance coverage. The role is 100% remote and offers company-provided warm leads, structured training, mentorship, and the opportunity to build a performance-based career. It is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and must pay for applicable pre-licensing coursework, examinations, and state licensing requirements. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Excellent written, verbal, and listening skills.
  • Professional and client-centered communication style.
  • Strong attention to detail and organization.
  • Comfort using online systems and virtual platforms.
  • Dependable, coachable, and goal-oriented.
  • Ability to work independently while remaining engaged with a team.
  • Be at least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Responsibilities

  • Connect with prospective clients through provided warm leads.
  • Schedule virtual client appointments.
  • Conduct needs-based coverage discussions.
  • Educate clients about insurance products and available benefits.
  • Answer questions and provide professional guidance.
  • Follow up with clients to maintain a positive experience.
  • Maintain accurate records and client documentation.
  • Attend training, coaching, and team meetings.

Benefits

  • Warm leads provided by the company.
  • Weekly paychecks.
  • Unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Online training and development resources.
  • Daily mentorship and leadership support.
  • Performance incentives.
  • No business overhead costs.
  • OPEIU Local 277 union representation.
  • Opportunity to work with a stable, member-focused organization with 70 years of history.
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