Financial Professional

Cetera Financial Group•Saint Cloud, MN

11d

About The Position

Cetera Financial Institutions is seeking a motivated Managed Financial Professional with strong sales and customer-service skills. The role meets with current and prospective bank customers to understand their investment-planning goals and recommend appropriate wealth-management products. The Financial Professional proactively develops a client base and builds professional relationships with customers. The position also involves complying with applicable bank and Cetera policies, practices, laws, and regulations, and maintaining required licenses and registrations.

Requirements

FINRA Series 7 and Series 63 licenses.
State Life and Health Insurance License for the state where applying.
Strong sales, marketing, and business-development skills.
Two years of experience in finance, insurance, and/or banking.
High school diploma or equivalent.

Nice To Haves

FINRA Series 65 or Series 66.
Bachelor’s degree.

Responsibilities

Meet with current and potential bank customers to understand their investment-planning goals.
Collect and analyze information about customers’ risk tolerance, goals, income, assets, investments, and debts, and determine which products best fit their needs and circumstances.
Advise customers about the advantages, risks, and disadvantages of different products.
Develop internal referral resources to identify customers.
Identify external prospects and expand new client relationships.
Identify cross-sell opportunities, including appropriate referrals to other bank representatives through customer profiling and needs-based selling.
Understand and comply with bank and Cetera policies and practices, including laws and regulations governing product sales.
Maintain all necessary licenses and registrations.
Complete mandatory training in a timely manner.
Provide superior, courteous service to promote products and expand customer relationships.
Meet or exceed customer expectations for accuracy, efficiency, courtesy, and professionalism.