Financial Professional

Cetera•Saint Cloud, MN

12d

About The Position

Cetera Financial Institutions is seeking a motivated Managed Financial Professional with strong sales and customer-service skills. This role involves meeting with current and potential bank customers to understand their investment-planning goals and recommend suitable wealth-management products. The Financial Professional develops a client base, builds professional relationships, and works to exceed customer expectations while following applicable bank and Cetera policies, laws, and regulations. Cetera describes itself as a network of independent retail broker-dealers and registered investment advisers that supports financial advice and investment programs offered through financial institutions. It provides advisors with wealth-management and advisory platforms, broker-dealer and registered investment-adviser services, practice-management support, and technology. The company states that it is committed to equal employment opportunity and makes employment decisions without regard to protected characteristics.

Requirements

FINRA Series 7 and Series 63 licenses.
State Life & Health Insurance License for the state where applying.
Strong sales, marketing, and business-development skills.
Two years of experience in finance, insurance, and/or banking.
High school diploma or equivalent.

Nice To Haves

FINRA Series 65 or Series 66.
Bachelor’s degree.

Responsibilities

Meet with current and potential bank customers to determine how to serve their investment-planning goals.
Collect and analyze customer information, including risk tolerance, goals, income, assets, investments, and debts, and determine suitable products.
Advise customers about the advantages, risks, and disadvantages of different products.
Develop internal referral resources to identify customers.
Identify external prospects and expand new client relationships.
Identify cross-sell opportunities, including referrals to other bank representatives through customer profiling and needs-based selling.
Understand and comply with bank and Cetera policies and practices, including laws and regulations governing product sales.
Maintain required licenses and registrations.
Complete mandatory training in a timely manner.
Provide courteous service to promote products and expand customer relationships.
Meet customer expectations for accuracy, efficiency, courtesy, and professionalism.