Financial Planning Consultant

Raymond James • Greenwood, IN

2d • Onsite

About The Position

Under limited supervision, the Financial Planning Consultant uses specialized knowledge and skills gained through experience, training, or certification to support Financial Advisors and their clients with financial planning matters. These may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small-business planning. The role requires ongoing education to maintain knowledge of the financial industry and markets.

The consultant works with advisors to assess client goals and financial circumstances, conduct analyses, and prepare tailored financial analyses or comprehensive plans. The role also involves researching client-specific issues, preparing recommendations and presentations, coordinating client communications and meetings, and monitoring clients’ financial situations. Depending on the assignment, the consultant may assist with customer accounts and transactions and may participate in client presentations.

The position is based in a resident workstyle and requires less than 25% travel. Compensation includes base salary or wages and may include additional compensation, discretionary bonuses, or commissions. Benefits may include medical, dental, and vision coverage; life, critical illness, accident, and disability insurance; retirement savings; paid time off; and parental leave. Eligibility and specific offerings vary by position and employment status.

Requirements

• Bachelor’s degree in a related field and at least two years of experience in financial, retirement, and estate planning or marketing these services; or an equivalent combination of experience, education, and/or training approved by Human Resources.
• SIE required unless an exemption or grandfathering applies.
• Series 7 required.
• Series 63, 65, and/or 66 as required by state.
• Registered Paraplanner designation, or ability to obtain it within two to five years of hire.

Responsibilities

• Partner with Financial Advisors to review clients’ portfolio designs, understand client goals, enter client data, and conduct financial analyses.
• Evaluate individual and employer-based retirement needs, research options, and recommend planning alternatives.
• Research and provide recommendations related to risk management, including insurance.
• Design and recommend tailored financial analyses or comprehensive plans that address clients’ short- and long-term financial needs and goals.
• Prepare presentations explaining recommendations and alternatives related to financial analyses and comprehensive plans.
• Review documents in detail and analyze client information across the financial planning spectrum to develop plans.
• Research client-specific matters and write customized financial plan observations and recommendations.
• Prepare files for meetings with existing and prospective clients.
• Prepare, coordinate, and follow through on communications with new and existing clients.
• Monitor clients’ financial situations accurately and consider their overall financial picture.
• Respond to client questions by telephone, email, and occasional personal visits.
• Educate clients about securities markets and the principal factors that affect them.
• Provide guidance on estate planning options and techniques.
• Respond to and direct questions about education funding, including 529 savings plans.
• Assist with small-business planning guidance.
• Research assigned client cases, including basic income tax questions and other legal issues, and request guidance when appropriate.
• May participate in client presentations.
• May open, transfer, and close customer accounts and maintain appropriate account records.
• May obtain and verify client purchase and sale instructions, enter orders, and follow up on transaction completion.
• Ensure firm and regulatory policies are followed within compliance standards.
• Perform other duties and responsibilities as assigned.

Benefits

• Medical, dental, and vision coverage may be available.
• Life insurance, critical illness insurance, and accident insurance may be available.
• Disability benefits may be available.
• Retirement savings may be available.
• Paid time off, including vacation, holidays, and sick leave, may be available.
• Parental leave may be available.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level