Financial Planning Consultant

Raymond James • Greenwood, IN

4d • Onsite

About The Position

Under limited supervision, the Financial Planning Consultant uses specialized knowledge and skills gained through experience, training, or certification to support Financial Advisors and their clients on financial planning matters. Areas may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. The consultant continuously develops financial-industry and market knowledge through ongoing education.

The position involves analyzing client circumstances and goals, developing tailored financial analyses or comprehensive plans, researching planning options, and preparing recommendations and presentations. The consultant also supports client meetings and communications, responds to client questions, monitors client financial situations, and provides education and guidance on securities markets and planning topics. Depending on the case, duties may include account maintenance and processing client transaction instructions while following firm and regulatory policies.

A bachelor’s degree in a related field and at least two years of relevant financial, retirement, or estate planning experience, or an equivalent combination of education, experience, and training approved by Human Resources, is specified. Required securities registrations include the SIE, unless an exemption or grandfathering applies, Series 7, and Series 63, 65, and/or 66 as required by state. A Registered Paraplanner designation or the ability to obtain it within two to five years of hire is also specified. Travel is less than 25%, and the workstyle is listed as Resident.

Total compensation includes base salary or wages and may include additional compensation, discretionary bonuses, or commissions. The benefits package may include medical, dental, and vision coverage; life, critical illness, accident, and disability insurance; retirement savings; paid time off, including vacation, holidays, and sick leave; and parental leave. Eligibility and specific offerings may vary by position and employment status.

Requirements

• Bachelor’s degree in a related field and a minimum of two years of experience in financial, retirement, or estate planning, or in marketing these services; alternatively, an equivalent combination of experience, education, and training approved by Human Resources.
• SIE required unless an exemption or grandfathering applies.
• Series 7.
• Series 63, 65, and/or 66 as required by state.
• Registered Paraplanner designation or ability to obtain it within two to five years of hire.

Responsibilities

• Partner with Financial Advisors to review clients’ portfolios and goals, enter client data, and conduct financial analysis.
• Evaluate individual and employer-based retirement needs, research options, and recommend planning alternatives.
• Research and recommend responses to risk-management concerns, including insurance.
• Design and recommend tailored financial analyses or comprehensive plans that address clients’ short- and long-term needs and goals.
• Prepare presentations explaining recommendations and alternatives related to financial analyses and plan designs.
• Review documents and analyze client information across the financial-planning spectrum to develop plans.
• Research case-specific information and write customized financial-plan observations and recommendations.
• Prepare files for meetings with existing and prospective clients.
• Prepare, coordinate, and follow through on communications with clients.
• Monitor clients’ financial situations accurately and consider their overall financial picture.
• Respond to client questions by telephone, email, and occasional personal visits.
• Educate clients about securities markets and the principal factors that affect them.
• Provide guidance on estate-planning options and techniques.
• Respond to and direct questions about education funding, including 529 savings plans.
• Assist with small-business planning guidance.
• Research assigned client cases, including basic income-tax questions and other legal issues, and request guidance when appropriate.
• May participate in client presentations.
• May open, transfer, and close customer accounts and maintain appropriate account records.
• May obtain and verify client purchase and sale instructions, enter orders, and follow up on transaction completion.
• Ensure compliance with firm and regulatory policies.
• Perform other duties and responsibilities as assigned.
• Continuously gain knowledge of the financial industry and markets through ongoing education.

Benefits

• Medical, dental, and vision coverage may be included in the benefits package.
• Life insurance may be included in the benefits package.
• Critical illness and accident insurance may be included in the benefits package.
• Disability benefits may be included in the benefits package.
• Retirement savings may be included in the benefits package.
• Paid time off, including vacation, holidays, and sick leave, may be included in the benefits package.
• Parental leave may be included in the benefits package.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level