Financial Crime Risk Analyst – Sanctions (US)

TD • Vienna, VA

1d • $61,880 - $99,320 • Onsite

About The Position

The Financial Crime Risk Analyst – Sanctions provides analytical, research, and assessment support for developing and enhancing the enterprise’s sanctions risk management programs and processes. The role reviews and analyzes higher-risk customer and transaction information to identify potential sanctions risks, prohibited relationships, or transactions involving designated persons or entities.

The role provides specialized guidance and support to Financial Crimes Risk Management (FCRM) teams and other functions on sanctions compliance, including screening, escalation, and regulatory interpretation. It performs end-to-end sanctions activities such as alert reviews, due diligence, and decision documentation under global standards. The position requires advanced understanding of sanctions regulations and screening systems, and their links with AML, ABAC, and FCRM, as well as knowledge of TD products and services.

The analyst uses judgment to address ambiguous sanctions issues, troubleshoot problems, escalate matters promptly, interpret and administer policies and procedures, and implement process improvements. The role also supports sanctions operations, reporting, process analysis, risk mitigation, and governance enhancements. It collaborates with business partners and compliance colleagues and helps ensure consistent application of FCRM requirements.

Requirements

• Undergraduate degree.
• At least 3 years of relevant experience.
• Advanced understanding of sanctions regulations and screening systems.
• Knowledge of how sanctions screening integrates with AML, ABAC, and FCRM.
• Knowledge of TD products and services.
• Ability to manage ambiguity, apply judgment, troubleshoot sanctions compliance issues, and escalate matters appropriately.

Nice To Haves

• Experience in sanctions investigations.
• Strong investigative skills and OFAC knowledge.
• Genuine interest in sanctions compliance.

Responsibilities

• Review and analyze higher-risk customer and transactional information to identify potential sanctions risks, prohibited relationships, or transactions involving designated persons or entities.
• Provide specialized guidance and support on sanctions compliance matters, including screening, escalation, and regulatory interpretation.
• Perform end-to-end sanctions activities, including alert reviews, due diligence, and documentation of decisions in accordance with global standards.
• Troubleshoot sanctions compliance issues, apply judgment, escalate matters promptly, and adhere to regulatory requirements.
• Interpret and administer sanctions policies and procedures and implement process improvements to strengthen controls and mitigate risk.
• Make process and capacity management decisions for sanctions operations to support compliance and efficiency.
• Provide research, evaluation, operational, reporting, and analytical support for sanctions oversight, advisory services, and control functions.
• Coordinate sanctions compliance requests to and from business partners.
• Prepare summaries, communications, reports, and presentations for management, regulators, and internal and external stakeholders.
• Recommend responses to enterprise sanctions program questions and immediately escalate sensitive sanctions-related issues according to departmental procedures.
• Analyze data and draw conclusions for sanctions program health reporting.
• Analyze emerging trends in sanctions regulatory changes and departmental reporting or functions, and recommend responses to gaps, issues, and control enhancements.
• Identify sanctions matters requiring additional review or escalation and liaise with appropriate staff to resolve them.
• Coordinate tracking and reporting of sanctions compliance initiatives and programs.
• Prioritize and manage workload to meet service-level agreement requirements for service and productivity.
• Handle confidential correspondence and information with discretion and escalate issues where appropriate.
• Identify and manage risks, protect organizational interests, and escalate non-standard or high-risk transactions and activities.
• Acquire and apply FCRM expertise, provide guidance to other FCRM partners, and identify, recommend, and execute standard practices.
• Keep abreast of emerging issues, trends, and regulatory requirements; maintain a risk management and control culture and adhere to policies and regulatory guidelines.
• Coordinate with FCRM and compliance partners to support consistent application of FCRM.
• Participate as a team member, support a positive and collaborative work environment, communicate project progress and relevant information, and assist others with work activities.
• Enhance knowledge and expertise, participate in knowledge transfer and cross-training, and take part in personal performance and development activities.
• Contribute to a fair, positive, and equitable environment that supports a diverse workforce and act as a brand champion for the function and bank.

Benefits

• Health and well-being benefits
• Savings and retirement programs
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
• Banking benefits and discounts
• Career development
• Reward and recognition
• Variable compensation or incentive awards, including potential cash and/or equity awards

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level