Financial Controller

FincentifyOakville, ON
CA$105,000 - CA$180,000

About The Position

We are seeking a hands-on Financial Controller to lead the accounting function and own financial reporting, internal controls, and treasury across a multinational financial-holdings structure. Reporting to the CEO, the Financial Controller is both a technical accounting leader and a business partner — accountable for the integrity of the numbers, the strength of the control environment, the timeliness and accuracy reporting, and the financial insight that supports operating and strategic decisions. This is a high-impact role with opportunity for growth. Suitable for an individual is comfortable in a fast-growing organization, can own consolidation across multiple entities, and can build scalable processes as the business grows organically and through acquisitions.

Requirements

  • CPA designation; or a U.S. CPA designation is a strong asset
  • 5+ years of progressive accounting experience, including 2+ years in a Controller or senior accounting role
  • Hands-on experience with internal controls, external audit coordination
  • Advanced Excel and experience with an ERP / accounting platform (e.g., NetSuite, Sage Intacct, Microsoft Dynamics, QuickBooks, or similar)
  • Sound analytical judgment, strong attention to detail, and the ability to partner across operations, product, and leadership

Nice To Haves

  • Multi-entity and intercompany consolidation experience
  • Experience in financial services (consumer or commercial credit, payments, or related)
  • Familiarity with loan-loss provisioning / expected-credit-loss models and lending-receivables accounting
  • Exposure to cross-border tax and intercompany structuring (Canada/U.S.)
  • Familiarity with payment-processor, banking-API, or platform data reconciliation
  • Demonstrated track record of automation or systems-implementation projects

Responsibilities

  • Own day-to-day accounting operations — general ledger, accounts payable, accounts receivable, and payroll
  • Lead the monthly, quarterly, and annual close on a disciplined timetable, ensuring results are complete, reconciled, and reliable
  • Maintain the chart of accounts, accounting policies, procedures, and supporting working papers across the group
  • Prepare, review, and present accurate consolidated and entity-level financial statements and management reporting packages
  • Deliver clear analysis of business performance, unit economics, margins, and portfolio trends across operations
  • Lead budgeting, forecasting, rolling re-forecasts, and cash-flow planning, with variance analysis against plan to support short- and long-term decision-making
  • Own the accounting for consumer-lending receivables, including loan-origination recognition, fee income, and the allowance for expected credit losses / doubtful accounts
  • Maintain and document the loss-provisioning methodology; analyze charge-offs, attrition, and portfolio performance, and ensure the carrying value of receivables is appropriately stated
  • Reconcile platform, payment-processor, and banking data to the general ledger, including funds-flow across escrow and settlement accounts
  • Oversee cash management, liquidity planning, funding of the operating businesses, and banking and treasury functions across currencies
  • Design, maintain, and continually strengthen internal controls and financial procedures appropriate to a regulated financial-services group
  • Act as the primary contact for external auditors on annual audits and reviews, prepare audit schedules, and resolve management-letter items
  • Oversee indirect and corporate tax compliance (HST/GST, U.S. sales/use tax, and others) with support from external tax advisors

Benefits

  • Competitive base salary
  • Individual performance bonus and profit sharing
  • Comprehensive health, dental, and vision coverage.
  • 20 days of paid time off per calendar year.
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