Winter 2027 Student - Financial Analyst, Commercial Banking (4 months)

RBC • Toronto, ON

1d • Onsite

About The Position

This posting is for a 4-month Student Winter 2027 placement with a start date of January 11, 2027 and end-date of April 30, 2027. To be eligible, students must be returning to school after the work term or require the work term as a mandatory component for graduation. Join RBC Commercial Banking, a key partner to Canada’s leading businesses, where you will help shape the country’s future by driving real economic impact. You will collaborate with multi-disciplinary teams, leverage cutting-edge digital platforms, and build innovative solutions to transform client experiences. This role offers opportunities to learn and develop skills and experiences to help you thrive in your career. We are seeking a Financial Analyst to join our Commercial Banking team, playing a key role in supporting credit analysis, financial modeling, and client portfolio management. This is an opportunity to gain hands-on experience in a dynamic banking environment and contribute to meaningful business decisions.

Requirements

• Currently enrolled in a post-secondary program in Commerce, Finance, Business Administration or Economics (or a related field)
• Strong proficiency in Microsoft Office including Excel (Pivot tables, VLOOKUP, Data Visualization such as Tableau)
• Strong analytical and quantitative skills
• Understanding of business fundamentals, financial analysis, financial modelling, data management, accounting principles and strategic business rationales
• Ability to thrive in fast-paced, dynamic environments and adjust to new challenges
• Collaboration & Communication skills; cross-functional teamwork and stakeholder engagement across all roles
• Ability to work independently and manage multiple priorities in a fast-paced environment with strong attention to detail

Nice To Haves

• Understanding of commercial banking, financial services and business fundamentals
• Familiarity with banking systems or credit analysis tools
• Knowledge of commercial lending products and practices
• Previous internship or co-op experience in finance
• Ability to transform raw data into compelling and actionable narratives to help drive business decisions

Responsibilities

• Prepare financial analysis (i.e. ROI, variance, margin) and credit assessments for commercial loan applications
• Develop and maintain financial models to evaluate borrower credit worthiness and loan structures
• Support senior analysts in monitoring existing client portfolios and identifying risks or opportunities
• Assist in preparing presentations and reports for internal stakeholder meetings and client discussions

Benefits

• Leaders who support your development and opportunities to take on progressively greater accountabilities
• A dynamic, collaborative, and high-performing environment including opportunities to network with RBC leaders
• The chance to make a meaningful impact on RBC's operations and client experience
• RBC brand recognition to add to your experience and resume – Tier-1 institution adds weight to future application
• Experience and exposure to RBC’s thought leadership in technology including Borealis AI

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree