Financial Analyst

GreenState Credit Union•North Liberty, IA

4d•$90,593 - $105,914

About The Position

This position has a high level of impact in a rapidly growing organization and requires technical skills in financial planning and analysis, a strong accounting background, and the ability to work cross-functionally in a dynamic, fast-paced environment. The Financial Analyst supports budgeting, forecasting, profitability analysis, financial reporting, and strategic initiatives. The role works with Finance and Accounting and serves as a financial liaison to departments and stakeholders, including Company Leadership and the Board of Directors. The position reports to the Finance Manager and does not supervise others.

Requirements

Bachelor’s degree in finance, accounting, economics, or a related field.
At least three years of progressive experience in financial planning and analysis, preferably in financial services or the credit union industry.
Hands-on experience developing annual operating budgets.
Experience with financial modeling, planning, forecasting, and analysis, with a solid foundation in finance and GAAP accounting.
Ability to manage multiple assignments with changing deadlines in a high-pressure environment.
Ability to coordinate and prioritize assignments and organize work efficiently for timely completion.
Ability to derive important insights from analysis and communicate the story behind the numbers.
Strong analytical and problem-solving skills.
Proficiency in Microsoft Office, including Excel and Word.
Ability, availability, and willingness to work flexible hours to complete workload; peak demand may require a non-traditional workweek with extra evening and/or weekend hours.
Interpersonal skills to diplomatically work with employees at all levels and represent the credit union positively during member contact.
Ability to prioritize assignments, organize work efficiently, and handle large volumes of detail.
Ability to deal tactfully and efficiently with members and coworkers on a professional level.
Must be bondable.

Nice To Haves

Progress toward CPA, CFA, or other relevant certifications.
Experience with Empyrean Solution or other financial institution budgeting and profitability software, such as ProfitStars or Axiom/Syntellis.
Power BI and SQL experience.

Responsibilities

Adhere to the Credit Union's core values and Service Standards in conducting GreenState's mission and vision.
Maintain a positive internal and external member-service focus.
Demonstrate teamwork in interactions with coworkers and completion of duties.
Ensure confidentiality of member information.
Support a diverse and inclusive work environment.
Assist with the annual budgeting process, including detailed financial forecasts and variance analysis.
Monitor budget-to-actual performance and identify significant variances.
Perform profitability modeling to analyze risk-adjusted returns for products, lending channels, departments, and branches.
Compile and analyze profitability reports and summarize results for stakeholders across the organization.
Support funds transfer pricing and credit risk analysis used in profitability modeling.
Create and maintain procedures and documentation for budgeting and profitability modeling.
Collaborate with departments to gather input and ensure data accuracy.
Maintain and improve financial models, tools, and databases used for analysis.
Prepare financial reports and analyze key performance metrics to identify trends and variances.
Support monthly, quarterly, and annual financial reporting processes.
Serve as a financial liaison by providing guidance on metrics and interpretation of financial reports.
Provide insights into profitability, cost management, and operational efficiencies.
Collaborate with Finance and Accounting to deliver financial reports and key metrics to Company Leadership and the Board of Directors using Power BI.
Prepare peer analysis reporting.
Conduct special analyses and projects supporting strategic initiatives.