Financial Analysis - Emerging Growth Segments

JPMorgan Chase & Co.•Columbus, OH

About The Position

The Financial Analysis Senior Associate supports Emerging Growth Segments within Consumer Bank Finance, partnering across Finance, Segment, Product, Strategy and Analytics teams to provide financial rigor and actionable insights for key business priorities. The role analyzes segment and customer economics, evaluates strategic initiatives, develops business cases and financial models, and translates financial and customer data into insights and recommendations for senior management. It also supports P&L performance analysis, Business Unit Reviews (BURs), forecasting and executive reporting.

Requirements

  • Bachelor’s degree in Finance, Accounting, Economics, Mathematics, Business or a related field.
  • 4+ years of experience in financial analysis, FP&A, financial modeling or a similar analytical role.
  • Strong understanding of P&L drivers, profitability analysis, valuation concepts and discounted cash flow modeling.
  • Demonstrated experience developing financial business cases, including scenario and sensitivity analyses.
  • Strong analytical and problem-solving skills, with the ability to synthesize financial and customer data into actionable insights.
  • Experience performing P&L variance analysis and explaining drivers versus forecast, budget and prior periods.
  • Strong written and verbal communication skills, including the ability to develop and present concise, executive-ready materials.
  • Advanced proficiency in Microsoft Excel and PowerPoint, including financial modeling and presentation development.
  • Ability to build effective partnerships across Finance, Product, Strategy, Analytics and business teams.
  • Self-starter with strong judgment, intellectual curiosity and the ability to independently structure and execute analysis in a fast-paced environment.
  • Strong organizational and prioritization skills, with the ability to manage multiple deliverables and tight deadlines.
  • Must be authorized to work in the United States; employment-based immigration sponsorship and assistance with other immigration sponsorship or benefits, including OPT or CPT, are not offered.

Responsibilities

  • Provide financial analysis and data-driven insights supporting Emerging Growth Segments and strategic business priorities.
  • Analyze segment and product P&Ls, including variance analysis across actuals, forecasts and budgets, and articulate key business drivers.
  • Develop financial business cases, discounted cash flow models, and scenario and sensitivity analyses to evaluate strategic initiatives and investment opportunities.
  • Conduct customer, segment and profitability analyses to identify trends, opportunities and financial implications that inform business decisions.
  • Prepare and present Business Unit Review (BUR), management reporting and executive-level materials, translating financial results into clear insights and recommendations.
  • Support forecasting, target setting and performance monitoring by connecting financial results with underlying business and customer drivers.
  • Partner across Finance, Segment, Product, Strategy and Analytics teams to align assumptions, evaluate business performance and support strategic decisions.
  • Develop ad hoc financial and customer analyses addressing emerging business questions and opportunities.
  • Identify opportunities to enhance analytical frameworks, reporting and processes through simplification and automation.
  • Build strong stakeholder relationships and communicate complex financial concepts clearly to Finance and non-Finance audiences.

Benefits

  • Competitive total rewards package, including base salary.
  • Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
  • Comprehensive health care coverage.
  • On-site health and wellness centers.
  • Retirement savings plan.
  • Backup childcare.
  • Tuition reimbursement.
  • Mental health support.
  • Financial coaching.
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