Financial Analysis - Business Banking Lending Finance - Vice President

JPMorgan Chase & Co. • Columbus, OH

5d

About The Position

As a Vice President in Business Banking Lending Finance, you will support pricing analysis, forecasting, and management reporting across the wholesale lending portfolio. You will translate business cases into financial performance analysis and provide actionable insights to help leaders make informed decisions. Working across Product, Risk, Credit Decisioning, Legal, and Compliance, you will interpret results, guide decisions, and support initiatives from concept through implementation and ongoing monitoring. You will also improve the efficiency and scalability of management reporting while maintaining strong governance and controls.

The role focuses on shaping small business lending strategy and outcomes through analysis of lending performance and pricing. It includes evaluating pricing requests, maintaining pricing parameters, governing assumptions, developing sustainable analytical models and tools, and modernizing reporting to enable self-service insights.

Requirements

• 7+ years of progressive experience in finance, financial planning and analysis, business management, banking, or related analytical functions.
• Bachelor’s degree in finance, statistics, accounting, or a related field.
• Ability to analyze and interpret profit and loss statements, balance sheets, net interest income, expenses, and key performance drivers.
• Advanced financial modeling and forecasting experience, including scenario, sensitivity, and trend analysis.
• Experience developing business cases using quantitative and qualitative analysis, including return-on-investment assessments, net present value calculations, and break-even analysis.
• Ability to identify, quantify, and explain variances between actual and planned performance, determine root causes, and recommend actions.
• Knowledge of common performance metrics, including return on equity, return on assets, and discounted cash flow concepts.
• Advanced proficiency in Microsoft Excel and Microsoft PowerPoint, including building interactive reporting and analysis tools.
• Ability to translate complex financial analyses into clear, actionable insights for senior leaders and stakeholders.
• Ability to collaborate across functions, influence decisions, and manage multiple priorities with strong attention to detail.
• Authorization to work in the United States; employment-based immigration sponsorship and related assistance are not offered.

Nice To Haves

• Experience with lending products and pricing, including rate grids, floors and ceilings, segmentation, and pricing parameter governance.
• Experience building financial models and analytics tools with strong control standards.
• Familiarity with wholesale lending portfolios and profitability frameworks used in financial performance assessment.

Responsibilities

• Partner with Product, Credit Decisioning, and Risk leaders to shape lending pricing strategy from concept through implementation and ongoing performance monitoring.
• Develop and maintain financial analysis models and tools with modeling teams, ensuring strong controls, clear documentation, and long-term sustainability.
• Evaluate relationship-based pricing and discount requests through economic analysis, including profitability, shareholder value added, and return on equity.
• Govern key economic, capital, and expense assumptions and deliver decision-ready analysis that informs product strategy and business cases.
• Maintain and refresh pricing parameters, including rate grids, floors and ceilings, segmentation, and other key pricing levers.
• Execute ad hoc analyses and deep dives, including pricing tests assessing trade-offs across rate, volume, risk, and profitability, and translate findings into recommendations.
• Enhance management reporting by centralizing data, modernizing tools, and enabling self-service insights while maintaining strong controls.
• Support pricing analysis, forecasting, and management reporting across the wholesale lending portfolio.
• Support initiatives from concept through implementation and ongoing monitoring.

Benefits

• Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
• Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior