Financial Analysis - Business Banking Lending Finance - Vice President

JPMorganChase • Columbus, OH

4d

About The Position

As a Vice President in Business Banking Lending Finance, you will support pricing analysis, forecasting, and management reporting across the wholesale lending portfolio. You will translate business cases into financial performance analysis and deliver actionable insights to help leaders make informed decisions. You will partner across functions to interpret results, guide key decisions, and support initiatives from concept through implementation and ongoing monitoring. You will also help improve management reporting efficiency and scalability while maintaining strong governance and controls.

This role focuses on turning complex lending performance and pricing questions into clear insights that influence small business lending strategy and outcomes. You will work with Product, Risk, Credit Decisioning, Legal, and Compliance to deliver well-governed pricing recommendations. The work involves ambiguity and building scalable ways of working, with meaningful impact and visibility.

Candidates must be authorized to work in the United States. Employment-based immigration sponsorship or assistance with other immigration sponsorship or benefits is not offered. The role is not eligible for relocation assistance.

Requirements

• 7+ years of progressive experience in finance, financial planning and analysis, business management, banking, or related analytical functions.
• Bachelor’s degree in finance, statistics, accounting, or a related field.
• Ability to analyze and interpret profit and loss statements, balance sheets, net interest income, expenses, and key performance drivers.
• Advanced financial modeling and forecasting experience, including scenario, sensitivity, and trend analysis.
• Experience developing business cases using quantitative and qualitative analysis, including return-on-investment assessments, net present value calculations, and break-even analysis.
• Ability to identify, quantify, and explain variances between actual and planned performance, determine root causes, and recommend actions.
• Knowledge of performance metrics including return on equity, return on assets, and discounted cash flow concepts.
• Advanced proficiency in Microsoft Excel and Microsoft PowerPoint, including building interactive reporting and analysis tools.
• Ability to translate complex financial analyses into clear, actionable insights for senior leaders and stakeholders.
• Ability to collaborate across functions, influence decisions, and manage multiple priorities with strong attention to detail.
• Must be authorized to work in the United States; employment-based immigration sponsorship or assistance with other immigration sponsorship or benefits is not provided.

Nice To Haves

• Experience with lending products and pricing, including rate grids, floors and ceilings, segmentation, and pricing parameter governance.
• Experience building financial models and analytics tools with strong control standards.
• Familiarity with wholesale lending portfolios and profitability frameworks used in financial performance assessment.

Responsibilities

• Partner with Product, Credit Decisioning, and Risk leaders to shape lending pricing strategy from concept through implementation and ongoing performance monitoring.
• Develop and maintain financial analysis models and tools with modeling teams, ensuring strong controls, clear documentation, and long-term sustainability.
• Evaluate relationship-based pricing and discount requests through economic analysis, including profitability, shareholder value added, and return on equity.
• Govern key economic, capital, and expense assumptions and deliver decision-ready analysis to inform product strategy and business cases.
• Maintain and refresh pricing parameters, including rate grids, floors and ceilings, segmentation, and other key pricing levers.
• Execute ad hoc analyses and deep dives on key business questions, including pricing tests assessing trade-offs across rate, volume, risk, and profitability, and translate findings into clear recommendations.
• Enhance management reporting by centralizing data, modernizing tools, and enabling self-service insights while maintaining strong controls.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior