Financial Advisor

Hancock Whitney•Mandeville, LA

About The Position

The Financial Advisor manages existing and prospective clients by delivering personalized financial advice, investment strategies, and wealth solutions. The role focuses on the mass affluent segment, including licensed bankers and financial centers. The advisor assesses clients’ investment needs and risk tolerance, develops individualized financial plans, and presents suitable investment solutions. The position also supports referral and investment goals, participates in community affairs, and routinely travels to meet clients at financial centers, offices, or other locations requested by clients. This role has no supervisory responsibilities.

Requirements

Bachelor's degree, preferably in Business, Finance, Accounting, or a related field.
Two years of related experience; brokerage, insurance, financial services, or banking experience is preferred. An equivalent combination of education, training, and experience may be considered.
Currently hold a Life and Health Insurance license and be in good standing.
Currently hold Securities Industry Essentials (SIE), Series 7, and Series 66 licenses and be in good standing. Current Series 63 and Series 65 registrations may substitute for Series 66.
Ability to learn, understand, and communicate the company's investment products and procedures.
Ability to identify opportunities to upsell and cross-sell bank products and services.
Ability to work under stress and meet deadlines.
Ability to operate related equipment, read and interpret documents, and travel as needed to perform essential job functions.
Ability to lift, move, or carry approximately 10 pounds when required, subject to accommodation.

Nice To Haves

Experience in brokerage, insurance, financial services, or banking.

Responsibilities

Contact existing and prospective clients to assess investment needs and acceptable risk levels, develop action plans, and present solutions.
Compile lists of prospective clients to generate leads for additional business.
Use a consultative sales process to determine client needs, obtain commitment, and propose solutions, with manager assistance as needed.
Explain the benefits, risks, and other features of potential investment solutions.
Develop individualized financial plans aligned with each client's financial needs and objectives.
Make required disclosures when selling non-deposit investment products on bank premises.
Ensure paperwork is completed accurately in compliance with company guidelines, prospectus delivery obligations, and fiduciary standards.
Receive trade orders and money-movement instructions and process them according to regulatory requirements.
Support referral and investment goals by organizing activities such as financial center huddles and client appreciation days.
Participate in community affairs to increase company and bank visibility and support new business opportunities.
Travel within the assigned region to meet clients at financial centers, client offices, or other locations requested by clients.