Financial Advisor

F&M Bank • Sidney, OH

6d

About The Position

The Financial Advisor sells investment products and services based on customer needs and agreed-upon production goals, while providing outstanding customer service and maintaining a marketing program within the designated market area. Products may include stocks, bonds, mutual funds, fixed, indexed, immediate and variable annuities, life and long-term care insurance, UITs, ETFs, and REITs.

The role includes reviewing existing clients’ portfolios, completing GPM Plans for managed accounts, attending office meetings in the designated market area to train staff, cross-selling F&M Bank products and services, and completing continuing education to maintain securities and insurance licenses. The advisor must also complete and satisfactorily pass tests covering applicable bank policies and regulations.

The position includes responsibilities for following Bank policies, procedures, and applicable regulatory requirements, including BSA, AML, OFAC, the USA PATRIOT Act, customer identification and due diligence, and reporting suspicious activities. The posting also identifies job knowledge, productivity, and attendance expectations.

Requirements

• Bachelor’s degree (B.A.) from a four-year college or university and at least four years of investment management and/or sales experience, or an equivalent combination of education and experience.
• Ability to use Microsoft Outlook, Excel, and Word.
• Ability to use software tools provided by the broker-dealer.
• Ability to use the internet and websites to provide investment analysis.
• Ability to read, analyze, and interpret general business periodicals, professional journals, prospectuses, and investment fact sheets.
• Ability to write reports, business correspondence, and procedure manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate discounts, interest, commissions, percentages, area, and rate of return, and apply basic algebra.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret technical instructions in mathematical or diagram form and work with abstract and concrete variables.
• Series 7 license.
• Life and Health Insurance License.
• Series 63 and Series 65, or Series 66.
• Valid driver’s license.
• Ability to perform each essential duty satisfactorily.

Responsibilities

• Sell investment products and services based on customer needs and agreed-upon production goals.
• Provide outstanding customer service using sales training skills.
• Generate and maintain a marketing program within the designated market area.
• Provide regular reviews of existing clients’ portfolios.
• Complete GPM Plans for all managed accounts.
• Attend office meetings in the designated market area to provide training to staff.
• Cross-sell F&M Bank products and services.
• Complete continuing education to maintain securities and insurance licenses.
• Complete and satisfactorily pass tests for bank policies and regulations applicable to the position.
• Follow Bank policies and procedures and applicable federal and state laws, regulations, and guidance.
• Comply with BSA, AML, OFAC, and the USA PATRIOT Act requirements; complete Currency Transaction Reports accurately when applicable; adhere to customer identification and due diligence requirements; and report suspicious activities to the BSA Department.
• Maintain current job knowledge, manage workload and priorities, develop effective work procedures, and manage time and information flow.
• Adhere to attendance and break policies and communicate anticipated time off or changes to break times to the supervisor.

What This Job Offers

• Job Type: Full-time