Financial Advisor, SVP

Synovus Bank•Orlando, FL

22d

About The Position

The Financial Advisor manages a portfolio of existing Firm clients and develops new business by soliciting qualified prospects. The role serves as the primary financial advisor for clients—including business entities, business owners, and individuals—consistent with Pinnacle’s market segmentation. The advisor delivers distinctive client service, manages client credit and deposit relationships, and identifies and provides appropriate financial products and services. The role also supports team members and participates in training and projects as directed by management. The position may require registration and issuance of a unique identification number through the Nationwide Mortgage Licensing System (NMLS) under the SAFE Act, including a nationwide fingerprint check within an established timeframe after employment begins. It may also require FINRA licensing or certifications. Pinnacle is an Equal Opportunity Employer committed to fostering an inclusive work environment.

Requirements

Minimum of 10 years of experience in banking or financial services.
Strong knowledge of consumer and commercial loan documents.
Proficiency in Microsoft Office (Word, Excel, and PowerPoint) or related software.
Knowledge of federal and state banking regulations and compliance requirements.
Broad knowledge of bank products and services.
Excellent verbal and written communication skills.
Solid leadership and interpersonal skills.
Strong analytical skills and attention to detail.
Ability to work independently and prioritize daily tasks.
Excellent client service skills.
Tact and diplomacy when dealing with clients and team members.
Ability to meet the physical and sensory demands described, including prolonged standing and sitting, manual dexterity, communication, visual acuity, repetitive motion, hearing, and other listed movement and lifting activities.
May be required to register with the Nationwide Mortgage Licensing System and obtain a unique identification number under the SAFE Act, including completion of a nationwide fingerprint check within an established timeframe after employment begins.
May be required to obtain FINRA licenses or certifications.

Nice To Haves

A college degree is preferred, particularly in finance or a business-related field.

Responsibilities

Provide distinctive service to clients and prospects in person and by telephone, respond to inquiries, and resolve client issues.
Support the firm-wide standard of having calls answered by a live person within three rings.
Administer and manage client loan portfolios in accordance with credit policies and client financial needs.
Offer loan products such as working capital lines of credit, term loans, home equity lines of credit, residential mortgages, and consumer loans.
Meet Pinnacle standards for risk ratings, credit soundness thresholds, and critical action items reflected in KPI reports.
Analyze prospective borrowers’ creditworthiness and recommend approval or denial.
Develop and manage business relationships with an emphasis on prudent growth and ongoing credit quality.
Negotiate credit extensions and structure loan terms, including collateral, repayment, pricing, and covenants.
Approve loans within authorized limits and ensure compliance with credit policies and regulations.
Provide deposit products, including demand deposit, money market, savings, and certificate of deposit accounts.
Cross-sell appropriate financial products, including deposit accounts, treasury management, and investment products.
Recommend tailored solutions and services to help clients manage their overall financial planning needs.
Manage small client investment portfolios, maintain investment knowledge, and refer brokerage business to the Investment department as appropriate.
Solicit new personal and business banking relationships through prospects, referrals, and Board member relationships.
Maintain knowledge of loan and deposit products for small businesses and affluent individuals, and develop market knowledge.
Expand knowledge of investment needs and estate planning to add value for clients.
Participate in developmental and training activities and projects as directed by management.
Address clients’ business and personal financial needs and refer them to specialty areas such as Trust, Investments, Insurance, and Treasury Management as appropriate.
Assist other team members as needed to ensure distinctive service.
Perform other related duties and responsibilities as assigned.