Financial Advisor (Multiple Levels) - Yarmouth, Maine

TD Bank•Yarmouth, ME

13d

About The Position

The Financial Advisor role is a three-year program with a forgivable draw. Financial Advisors provide financial planning guidance and sell investment management solutions, using their experience to serve the unique and complex needs of TD Wealth clients. They review clients’ financial goals and make investment recommendations aligned with those goals. The advisor serves as the central point of contact for client service and relationship development, helping clients pursue asset accumulation, preservation, growth, and protection while deepening their relationship with TD Wealth. The role manages client relationships and portfolio opportunities, provides a consistent planning and review experience, and meets quarterly and annual sales goals. Advisors collaborate with Retail, Small Business, Commercial, Wealth, and other partners, while adhering to applicable regulations and company policies. They also contribute to the broader Wealth team through referrals, coaching, mentoring, and community involvement. The position is based in Yarmouth, Maine, and requires travel within the assigned market and territory to meet prospects, clients, and partners five days a week. The position is subject to FINRA and securities-law requirements, including eligibility standards, investigation and verification requirements, and satisfactory background and other checks.

Requirements

At least 2 years of experience providing advice, planning, and investment sales.
SIE, Series 7, and Series 63 licenses required.
Life and Health license and Series 66 (or equivalent), or ability to obtain all required licenses within the Licensing and Registration Schedule.
Self-directed, with strong ability to plan activities to achieve sales and referral goals.
Advanced understanding of wealth products and services.
Strong verbal and written communication skills.
Strong organizational and time management skills.
Ability to travel within the assigned market to meet prospects, clients, and partners five days a week and commute within the assigned territory.
Strong understanding of wealth management business development techniques.
Strong understanding of and experience interacting with retail and small business banking clients.
Consultative sales experience.
Demonstrated ability to establish relationships and partner effectively with other departments.
Proven ability to achieve sales goals.
Must be eligible for employment under FINRA standards and meet applicable FINRA investigation and verification requirements.
Satisfactory criminal background check, credit report check, civil litigation search, and regulatory agency or self-regulatory organization enforcement action search are required.
Bachelor’s degree strongly preferred.

Nice To Haves

Bachelor’s degree.

Responsibilities

Provide financial planning guidance and sell investment management solutions.
Review clients’ financial goals and make investment recommendations aligned with their goals.
Serve as the primary point of contact for TD Wealth client relationships and manage all aspects of those relationships with TD Bank.
Deliver a complete onboarding experience for new clients, including client discovery, financial needs analysis, goals-based advice, introductions to centralized servicing where appropriate, and required documentation.
Ensure new and existing clients receive a planning experience, including annual client review meetings with an enhanced agenda and proactive contacts.
Develop client relationships, anticipate client needs, deepen wallet share, and recommend appropriate Wealth solutions while maximizing profitability and maintaining an exceptional client experience.
Meet quarterly and annual sales goals; manage goals, prioritize tasks, and generate leads and referrals.
Identify referral opportunities in the advisor’s portfolio and network for Retail, Small Business, Commercial, Wealth, and other partners and affiliates.
Uncover client assets and transition higher-threshold clients to appropriate high-net-worth Wealth partners when needed.
Conduct business in compliance with applicable federal, state, SRO, and firm regulations, policies, and procedures.
Complete continuing education requirements and follow TD Bank and TD Wealth policies and procedures.
Implement TD’s Customer Identification Program by collecting and verifying required customer identification information and completing applicable customer due diligence and enhanced due diligence.
Foster a positive and constructive work environment and support the overall Wealth team.
Provide coaching, Wealth referral training, and ongoing feedback to Retail and Small Business staff.
Contribute as an individual, team member, and mentor to new Financial Advisors.
Represent TD Wealth professionally to the public and participate in community and TD charity initiatives.
Travel within the assigned market and territory to meet prospects, clients, and partners five days a week.
Support the Bank’s Customer Service Strategy and provide high-quality service to internal partners, vendors, and customers.
Contribute to an inclusive culture, share information and knowledge with the team, and participate in team communication and development.

Benefits

Health and well-being benefits
Savings and retirement programs
Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
Banking benefits and discounts
Career development
Reward and recognition
Training and onboarding
Online learning platform
Mentoring programs
Base salary and variable compensation/incentive awards, with potential eligibility for cash and/or equity incentive awards