Financial Advisor (Multiple Levels)-Manhattan South

TD Bank • New York, NY

21h • Onsite

About The Position

The Financial Advisor (FA) role is a three-year program with a forgivable draw for financial advisors or planners who provide financial planning guidance and sell investment management solutions. The FA uses their experience to serve the unique and complex needs of TD Wealth clients by reviewing financial goals and making investment recommendations aligned with those goals. The role is the central point of contact for client service and relationship development, helping clients achieve goals related to asset accumulation, preservation, growth, and protection while increasing share of wallet.

The FA provides new and existing clients with a planning experience, including onboarding and discovery, financial needs analysis, and annual client review meetings. The role manages client relationships, meets sales goals, identifies appropriate Wealth solutions, and refers clients to Retail, Small Business, Commercial, and Wealth partners as appropriate. The FA is expected to comply with applicable regulations and firm policies, complete continuing education, support colleagues and the broader Wealth team, and represent TD Wealth professionally in the community.

The position requires travel within the assigned market and territory to meet prospects, clients, and partners five days a week. Final job level and title will depend on the selected candidate’s qualifications, experience, and demonstrated capabilities; candidates may be considered for any role in the Financial Advisor Job Family.

Requirements

• At least 2 years of experience providing advice, planning, and investment sales.
• SIE, Series 7, and Series 63 licenses are required.
• L&H and Series 66 (or equivalent) are required, or the ability to obtain them within the Licensing and Registration Schedule.
• Self-directed, with a strong ability to plan activities to achieve sales and referral goals.
• Advanced understanding of wealth products and services.
• Strong verbal and written communication skills.
• Strong organizational and time management skills.
• Ability to travel within the assigned market and commute within the assigned territory to meet prospects, clients, and partners five days a week.
• Strong understanding of wealth management business development techniques.
• Strong understanding of and experience interacting with retail and small business banking clients.
• Consultative sales experience.
• Demonstrated ability to establish relationships and partner effectively with other departments.
• Proven ability to achieve sales goals.
• Must be eligible for employment under FINRA standards and satisfy applicable investigation and verification requirements.
• Satisfactory criminal background, credit report, civil litigation, and regulatory agency or self-regulatory organization enforcement action checks are required.
• Bachelor’s degree is strongly preferred.

Responsibilities

• Provide financial planning guidance and sell investment management solutions.
• Review clients’ financial goals and make investment recommendations aligned with those goals.
• Serve as the primary point of contact for TD Wealth client relationships and manage all aspects of those relationships with TD Bank.
• Deliver a complete onboarding experience to new clients, including client discovery, financial needs analysis, goals-based advice, introduction to centralized client servicing as appropriate, and completion of required documents.
• Ensure new and existing clients receive a planning experience and conduct Annual Client Review meetings with an enhanced agenda focused on overall wealth needs, along with proactive contacts.
• Develop client relationships, maximize retention and growth, deepen wallet share, anticipate client needs, and recommend appropriate Wealth solutions.
• Meet quarterly and annual sales goals and maximize profitability while providing an exceptional client experience.
• Partner with others and promote lead generation; identify portfolio and network opportunities to refer business to Retail and Small Business/Commercial partners.
• Refer clients to Retail and Wealth partners and affiliates as needed, including transitioning higher-threshold clients to appropriate high-net-worth Wealth partners.
• Execute business activities in compliance with federal and state requirements, SRO regulations, firm policies, and TD Bank and TD Wealth policies and procedures.
• Complete continuing education requirements and implement customer identification, due diligence, and enhanced due diligence requirements under applicable AML procedures.
• Foster and contribute to a positive, constructive work environment focused on supporting the overall Wealth team.
• Provide coaching, Wealth referral training, and ongoing feedback to Retail and Small Business staff.
• Contribute as an individual, team member, and mentor to new Financial Advisors to support performance, collaboration, and enthusiasm.
• Represent TD Wealth professionally to the public, participate in the community, and support TDBG charity and community initiatives.
• Travel within the assigned market and territory to meet prospects, clients, and partners five days a week.

Benefits

• Base salary and variable compensation/incentive awards, including potential eligibility for cash and/or equity incentive awards through an incentive plan.
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.
• Banking benefits and discounts.
• Career development, training, mentoring, and reward and recognition programs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level