Financial Advisor

Consumers Credit Union•Muskegon, MI

About The Position

Consumers Credit Union is hiring a Financial Advisor for its Lakeshore market. The advisor provides analysis and guidance to businesses and individuals to support investment decisions, recommends financial options aligned with members’ short- and long-term goals, and prepares and delivers comprehensive financial advice. This advice may include portfolio reviews, asset accumulation strategies, analysis and assessments, pre- and post-retirement planning, and asset allocation strategies. The advisor also works to expand participation in the investment services program while maintaining ongoing quality service to existing members and clients. Representatives are employed by Consumers Credit Union and registered through CUSO Financial Services (CFS), a FINRA/SIPC member broker-dealer and registered investment adviser that serves credit unions and their members.

Requirements

Bachelor’s degree in Business or Insurance, or equivalent work experience.
Five years of proven experience delivering personal investment products and services.
At least one year of experience in a financial institution.
Successfully complete and maintain Series 7 and Series 66, Life, Accident, and Health Insurance Licenses, and state-specific securities and investment licenses.
Knowledge of IRA and Trust accounts.

Responsibilities

Assist members with retirement and estate planning, college funding, general investment options, and loan and deposit needs.
Achieve individual sales goals.
Cross-sell credit union products and services and act on referral opportunities to maintain a ratio consistent with goals.
Demonstrate knowledge of Consumers products and services.
Maintain Series 7 and Series 66 registrations, Life, Accident, and Health Insurance Licenses, and state-specific securities and investment licenses.
Contact potential members by attending business and social events or meetings and by giving seminars.
Maintain files and records in compliance with the law.
Apply knowledge of IRA and Trust accounts.
Develop an understanding of Credit Union rules, regulations, philosophy, organization bylaws, and operating procedures.
Assist in other areas as directed by the supervisor.
Provide analysis and guidance to businesses and individuals to support investment decisions.
Recommend financial options that align with members’ short- and long-term goals.
Prepare and deliver comprehensive financial advice, including portfolio reviews, asset accumulation strategies, analysis and assessments, retirement planning, and asset allocation strategies.
Expand participation in the investment services program while maintaining quality service for existing members and clients.