Financial Advisor

F&M Bank • Sidney, OH

4d

About The Position

The Financial Advisor sells investment products and services based on customer needs and agreed-upon production goals, while providing customer service and developing a marketing program in the designated market area. Products include stocks, bonds, mutual funds, fixed, indexed, immediate and variable annuities, life and long-term care insurance, UITs, ETFs, and REITs.

The role also supports existing clients, provides training to staff, cross-sells F&M Bank products and services, and maintains required securities and insurance licenses through continuing education. The position is subject to applicable bank policies, procedures, and regulatory requirements, including BSA, AML, OFAC, the USA PATRIOT Act, customer identification and due diligence, and suspicious-activity reporting.

Requirements

• Bachelor’s degree from a four-year college or university, and at least four years of investment management and/or sales experience, or an equivalent combination of education and experience.
• Ability to use Microsoft Outlook, Excel, and Word.
• Ability to use software tools provided by the broker-dealer.
• Ability to use the internet and websites to provide investment analysis.
• Ability to read, analyze, and interpret general business periodicals, professional journals, prospectuses, and investment fact sheets.
• Ability to write reports, business correspondence, and procedure manuals.
• Ability to present information effectively and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate discounts, interest, commissions, percentages, area, and rate of return, and apply basic algebra concepts.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret a wide variety of technical instructions in mathematical or diagram form and work with abstract and concrete variables.
• Series 7 license.
• Life and Health Insurance License.
• Either Series 63 and Series 65, or Series 66.
• Valid driver’s license.
• Ability to perform each essential duty satisfactorily.

Responsibilities

• Sell investment products and services based on customer needs and agreed-upon production goals.
• Use sales training skills to provide outstanding customer service.
• Generate and maintain a marketing program within the designated market area.
• Provide regular reviews of existing clients’ portfolios.
• Complete a GPM Plan for all managed accounts.
• Attend office meetings in the designated market area to provide training to staff.
• Cross-sell F&M Bank products and services.
• Complete continuing education to maintain securities and insurance licenses.
• Complete and satisfactorily pass tests for bank policies and regulations applicable to the position.
• Follow applicable bank policies and procedures and regulatory requirements, including BSA, AML, OFAC, the USA PATRIOT Act, customer identification and due diligence, and reporting suspicious activities to the BSA Department.
• Accurately complete Currency Transaction Reports when applicable.
• Maintain attendance and follow the attendance and break policy; communicate anticipated time off or break-time modifications to a supervisor.

What This Job Offers

• Job Type: Full-time