Financial Advisor - PNC Wealth Management

PNC•New Braunfels, TX

13d•Onsite

About The Position

As a Financial Advisor within PNC Wealth Management, the employee is based in San Antonio, Texas, and works from a bank branch within a collaborative circuit of branches while managing an assigned book of business. The role focuses on advice and financial planning to help clients meet savings, investment, and retirement goals. PNC provides financial-planning expertise, a referral program, training, administrative support, and technology to support advisors and their clients. PNC describes itself as an in-office company and encourages candidates to confirm workplace expectations with the recruiter and hiring manager. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position. The advisor consults with clients about investment and insurance strategies and financial plans, grows and retains an investment and insurance book of business, and owns the client experience through sales and service. The advisor acquires, expands, and maintains client relationships, develops and monitors personalized financial plans, and presents recommendations suited to clients’ needs and objectives. The role also involves educating and coaching branch staff and internal partners to identify investment opportunities, coordinating branch actions to achieve investment results, managing referrals and pipeline activity, and complying with applicable laws, regulations, policies, and guidelines. Bilingual English and Spanish ability is preferred but not required. The role requires FINRA Series 7 and Series 66 (or Series 63 and 65) licenses, as well as Life and Health Insurance. PNC offers a range of benefits, subject to eligibility, including health coverage, retirement programs, paid time off, education assistance, and wellness programs.

Requirements

Typically requires a university or college degree and at least 2 years of relevant professional experience; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
Bachelor’s degree listed as the education qualification.
FINRA Series 7 and Series 66, or Series 63 and Series 65, required.
Life and Health Insurance license required.
Demonstrate appropriate knowledge, skills, and abilities for the role.
Apply customer-focused practices and prioritize customer needs and satisfaction in business decisions.
Assess and manage risks associated with business objectives and activities.
Preferred skills include client prospecting, client relationship building, credit risk analysis, customer engagement, financial analysis, financial modeling, investment banking, public speaking, relationship building, and relationship management.
Competencies include coaching others, customer experience management, customer retention, effective communications, interpersonal relationships, managing multiple priorities, prospecting, sales tasks and activities, and selling.

Nice To Haves

Bilingual English and Spanish ability; preferred but not required.
Spanish-speaking ability is preferred.

Responsibilities

Consult with clients on investment and insurance strategies and the development of financial plans.
Grow and retain an investment and insurance book of business.
Own the client experience by handling sales and service, identifying sales opportunities, executing opportunities, and making referrals to internal business partners as appropriate.
Acquire, expand, and maintain client relationships through business development and client networking.
Build client loyalty and share of wallet through an exceptional client experience; use product and procedural knowledge to resolve client problems appropriately and efficiently.
Develop and implement investment and insurance strategies, determine suitable products, and present financial recommendations and guidance to clients.
Establish financial plans based on client needs and objectives, monitor those plans, and recommend changes as needed.
Coach and educate branch staff and internal business partners to help identify investment opportunities and increase investment education and visibility among branch staff.
Partner with the branch manager and/or investment sales associate to lead branch-team actions aimed at achieving investment results.
Communicate regularly and effectively with internal and external partners to build relationships and drive referral activity.
Meet regularly with the branch manager and other internal partners to review business results and pipeline management.
Meet service-level agreements for lead and referral follow-up.
Adhere to applicable laws, regulations, policies, and guidelines.
Assess and manage risks associated with business objectives and activities in accordance with PNC’s Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, subject to eligibility.
Up to 11 paid holidays each year, subject to eligibility.
9 occasional absence days each year, unless otherwise required by law.
Between 15 and 25 vacation days each year, depending on career level and eligibility.