Financial Advisor - PNC Wealth Management

PNC Bank•San Antonio, TX

2d•Onsite

About The Position

As a Financial Advisor within PNC Wealth Management, you will be based in San Antonio, Texas, working from a bank branch as part of a collaborative circuit of branches and managing an assigned book of business. You will use an advice- and planning-focused approach to help clients meet savings, investing, and retirement goals. PNC provides financial planning support, a referral program, training, administrative assistance, and technology to support advisors’ work. The position is in-office; candidates are encouraged to discuss workplace expectations with their recruiter and hiring manager. PNC will not sponsor employment visas or participate in STEM OPT for this position. The role involves developing and implementing personalized investment and insurance strategies and financial plans, growing and retaining a book of business, and delivering client sales and service. The Financial Advisor also partners with branch staff and internal business partners to identify opportunities, build referral activity, and achieve investment results, while following applicable laws, regulations, policies, and guidelines.

Requirements

Typically, a university or college degree and at least 2 years of relevant professional experience; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
FINRA Series 7 and Series 66, or Series 63 and 65, are required.
Life and Health Insurance license is required.
Demonstrate the knowledge, skills, and abilities appropriate for the role.

Nice To Haves

Bilingual English and Spanish skills are preferred but not required.
Preferred skills include client prospecting, client relationship building, credit risk analysis, customer engagement, financial analysis, financial modeling, investment banking, public speaking, relationship building, relationship management, and sales.
Competencies include coaching others, customer experience management, customer retention, effective communication, interpersonal relationships, managing multiple priorities, prospecting, sales tasks and activities, and selling.
Spanish-speaking ability is preferred.

Responsibilities

Consult on investment and insurance strategies and develop financial plans for clients.
Grow and retain an investment and insurance book of business.
Manage the client experience, including sales and service, identifying sales opportunities, executing opportunities, and making appropriate referrals to internal business partners.
Acquire, expand, and maintain client relationships through business development and client networking.
Build client loyalty and share of wallet by delivering an exceptional client experience.
Apply product and procedural knowledge to resolve client problems appropriately and efficiently.
Develop and implement investment and insurance strategies, and determine suitable products to support them.
Present financial recommendations and guidance to clients.
Establish individual financial plans based on clients’ financial needs and objectives, monitor plans, and recommend changes as needed.
Coach and educate branch staff and internal business partners to help identify investment opportunities.
Increase investment education and visibility among branch staff.
Partner with the branch manager and/or investment sales associate to lead branch actions that achieve investment results.
Communicate regularly and effectively with internal and external partners to build relationships and drive referrals.
Meet regularly with the branch manager and other internal business partners to review business results and pipeline management.
Meet service-level agreements for lead and referral follow-up.
Comply with applicable laws, regulations, policies, and guidelines.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, subject to eligibility.
Up to 11 paid holidays each year.
9 occasional absence days each year, unless otherwise required by law.
15 to 25 vacation days each year, depending on career level and years of service.