Finance Manager, Insurance

Porch Group•Seattle, WA

16h•Remote

About The Position

Porch Group is seeking a Finance Manager to join its Insurance Finance team as a versatile finance partner supporting the insurance business. Reporting to the Sr. Director, Insurance FP&A, this role supports budgeting, forecasting, and analysis across the insurance division, and takes on special projects involving M&A, capital, reinsurance, risk management, and strategic initiatives. The work informs leadership decisions and is reviewed by auditors and external partners, so accuracy, sound judgment, and clear communication are essential. This is a standing, high-visibility role with an opportunity to take on greater responsibility as the insurance finance function grows. The role is remote in the United States, subject to state eligibility restrictions stated in the posting. The Finance Manager works on capital and risk analysis, planning and forecasting, strategic projects, and reporting in partnership with teams including Premium, Losses, Corporate Finance, and Actuarial. They prepare materials for senior finance leaders and external parties, and document processes and assumptions to support continuity and audit readiness. Use of AI tools such as Claude, ChatGPT, or similar for everyday analysis, modeling, process automation, and reporting is expected. The position requires at least seven years of experience in reinsurance, insurance capital management, or related finance roles, a bachelor’s degree in a relevant field, and strong knowledge of reinsurance, capital modeling, Excel, and US STAT and GAAP reporting. The advertised annual pay range is $116,300–$162,800. Eligible team members may also receive long-term incentive awards, subject to program guidelines and approvals.

Requirements

At least 7 years of experience in reinsurance, insurance capital management, or related finance roles.
Strong understanding of reinsurance arrangements and their impact on surplus, RBC, and risk management.
Strong capital modeling skills and advanced Excel skills.
Knowledge of US STAT and GAAP reporting standards.
Hands-on experience using AI tools such as Claude, ChatGPT, or similar for analysis, modeling, or process automation; use of AI in day-to-day work is expected.
Excellent verbal, written communication, and presentation skills, including the ability to explain technical information to non-technical stakeholders.
Ability to interface effectively and diplomatically with all levels of management and personnel.
Ability to collaborate with cross-functional teams to achieve business results.
Ability to work independently, manage multiple priorities, and perform under tight deadlines.
Team-oriented approach, with the ability to build strong working relationships and a positive work environment.
Receptiveness to feedback, willingness to learn, and commitment to continuous improvement.
Bachelor’s degree with an emphasis in Finance, Accounting, Economics, or a related field.

Nice To Haves

Experience at a reinsurance broker, reinsurer, or P&C insurance carrier.
CPA, CFA, or actuarial designation (ACAS/FCAS).
Capital markets or investment banking experience.
P&C insurance experience.

Responsibilities

Analyze the company's capital structure and requirements and recommend ways to improve capital efficiency and financial stability.
Support balance sheet forecasting and capital evaluation models used to assess funding and capital opportunities.
Monitor and report rating agency and regulatory metrics, including surplus, risk retention levels, net combined ratio, and RBC.
Support the corporate risk management insurance program, including policy renewals, coverage analysis, and cost forecasting.
Conduct risk assessments and stress tests to evaluate resilience against potential adverse scenarios.
Support the annual budget, quarterly forecast, and monthly forecast for the insurance division.
Analyze and report on performance, profitability, unit economics, and operational efficiency, including variance reporting.
Take on special projects and ad hoc analysis across Insurance Finance as business priorities evolve.
Document processes, models, and key assumptions to support shared ownership and audit readiness.
Contribute to cross-training so critical processes have more than one owner.
Prepare analysis and materials for senior finance leadership, auditors, rating agencies, and reinsurance partners, and explain technical concepts clearly to non-technical audiences.
Collaborate with Premium, Losses, Corporate Finance, and Actuarial partners to align assumptions and outputs.
Use AI tools to streamline recurring analysis, identify errors, and improve the speed and consistency of deliverables.

Benefits

Three medical plan options, two dental plan options, and a vision plan.
Voluntary Critical Illness, Hospital Indemnity, and Accident plans.
Pre-tax savings options, including a partially employer-funded Health Savings Account and healthcare, dependent care, and transportation Flexible Spending Accounts.
Company-paid Basic Life and AD&D, and Short- and Long-Term Disability benefits.
Voluntary Life and AD&D plans.
Traditional and Roth 401(k) plans with a discretionary employer match.
Employer-paid wellbeing program with access to guided meditation, mindfulness exercises, mental health coaching, clinical care, and confidential online resources including will preparation.
Free LifeBalance resource with year-round discounts, including gym memberships, travel, appliances, movies, and pet insurance.
Flexible paid vacation.
Typically nine company-paid holidays per year.
Paid sick time.
Paid parental leave.
Identity theft program.
Travel assistance.
Fitness and other discount programs.
Eligibility for long-term incentive awards, subject to program guidelines and approvals.