Finance Analytics - Analyst

Santander•Dallas, TX

2d•$49,500 - $78,000

About The Position

The Analyst joins the Finance Analytics team within Santander Consumer’s Auto Finance division, which provides quantitative and analytical support to Treasury, Capital Markets, Originations, Auto Dealership Management, and Accounting. The team’s work includes structured finance issuance, asset sale transactions, loan and lease warehouse maintenance, asset optimization and valuation, accounting reports and reconciliations, audit support, cash flow modeling, portfolio performance monitoring, and dealer network analytics. The Analyst will rotate through essential team functions to gain broad exposure to finance analytics across capital markets, treasury, dealer management, and accounting operations. The role supports modeling and optimization, monitors automobile loan and lease pools and dealer relationships, analyzes collateral valuation, maintains finance transaction inventory and infrastructure, supports accounting and audit activities, and uses data tools and programming to generate analysis, reports, and dashboards. The position may also support investor relations and special projects involving automation, audits, or regulator requests.

Requirements

Bachelor’s degree in Quantitative Finance, MIS, Statistics, Business Analytics, Computer Science, Mathematics, or Engineering.
Formal training in at least one major programming language.
Strong existing knowledge of Microsoft Excel.
Ability to maintain confidentiality.
Ability to work in a fast-moving environment under strict deadlines.
Must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Nice To Haves

Master’s degree in Quantitative Finance, MIS, Statistics, Business Analytics, Computer Science, Mathematics, or Engineering.
Data visualization skills using Power BI or Python.
SQL experience, preferably with Microsoft SQL Server or Snowflake.
Familiarity with or exposure to complex financial modeling techniques.
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

Support the creation and maintenance of statistical portfolio optimization tools and cash flow models.
Monitor performance, including defaults, prepayments, and recoveries, of automobile loan and lease pools and dealer relationships.
Perform valuation analysis of loan and lease collateral using Intex, Bloomberg, and other proprietary models.
Support automated accounting report creation and reconciliation, accounting audits, and month-end and quarter-end close activities.
Maintain loan and lease inventory management infrastructure for capital markets operations.
Execute regular additions and removals of loans and leases to finance transactions while maintaining contractual agreements with banks.
Write and edit SQL and Python queries to gather large datasets for analysis, internal presentations, and external report distribution.
Assist with investor relations activities for capital markets and asset management platforms, including explaining loan collateral-related issues.
Produce, automate, and maintain Excel spreadsheet models and tools for repeatable tasks.
Create and write stored procedures, views, tables, and DTS packages in Microsoft SQL.
Use data visualization tools such as Power BI and Excel, and create Python-based dashboards.
Carry out special projects requested by management related to automation initiatives, audit requests, and regulator queries.