Field Property Adjuster II or Sr.

Allstate • Rockland, NY

3d • Hybrid

About The Position

National General is a part of The Allstate Corporation, offering a wide range of insurance products through independent agents and directly to consumers. This role is responsible for investigating and confirming the facts of loss for advanced Homeowner's Claims, determining coverage, damages, and adjusting/negotiating claims within the limit of authority. The position involves creating or auditing comprehensive estimates of damages for first-party homeowner claims, leading to proper disposition. This role will support Northeast property and homeowner claims, including weather-related losses such as frozen pipes, water damage, hail, and wind. The position is part of the Premier Division, servicing high-value homes and managing claim losses up to $250,000. The territory includes Rockland and Westchester, NY counties. The ideal candidate will be an experienced adjuster with prior carrier experience and the ability to handle claims from start to finish, assessing complex damages and working closely with public adjusters, often negotiating claim settlements. Strong communication, negotiation, and diary management skills are essential.

Requirements

• Prior carrier experience.
• Ability to handle claims from start to finish.
• Strong communication skills.
• Strong negotiation skills.
• Strong diary management skills.
• Possesses a deep understanding of the content of all policy types written by the company.
• Possesses strong estimating fundamentals in order to create or audit estimates of damages on 1st party homeowners' losses with complexity.
• Builds mastered relationships with both internal and external customers across multiple lines.
• Evaluates settlement alternatives by reviewing regulatory compliance and fair claims practices; makes decisions on best option.
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files across multiple lines.
• Authorization to work in the United States.

Nice To Haves

• Applicable active licenses needed for this role, including Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.

Responsibilities

• Investigating and confirming the facts of loss for advanced Homeowner's Claims.
• Determining coverage, damages and otherwise adjusting and negotiating claims within limit of authority.
• Creating or auditing a comprehensive estimate of damages for homeowners first party claims leading to the proper disposition.
• Assessing a wide range of complex damages.
• Working closely with public adjusters, often negotiating claim settlements.
• Possesses a deep understanding of the content of all policy types written by the company.
• Possesses strong estimating fundamentals in order to create or audit estimates of damages on 1st party homeowners' losses with complexity.
• Builds mastered relationships with both internal and external customers across multiple lines.
• Evaluates settlement alternatives by reviewing regulatory compliance and fair claims practices; makes decisions on best option.
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files across multiple lines.

Benefits

• Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.
• Monthly connectivity reimbursement for employees eligible to work from home.
• Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed