Field Insurance Inspector

EXL•Sacramento, CA

2h•$23 - $25•Hybrid

About The Position

EXL is looking for motivated and self-directed individuals who strive for excellence to work as a Field Insurance Inspector. While experience in the insurance/loss control industry and knowledge of the construction and real estate business is certainly desirable, we understand experience in both personal lines and commercial lines insurance is rare. All interested candidates are encouraged to submit their qualifications. We provide a robust training program that ensures success and rapid integration with a top-notch team of insurance professionals. Come join the EXL Survey and Risk Control team!

Requirements

High-degree of professionalism and emotional intelligence
Strong analytical skills and resourcefulness
Solid aptitude for risk assessment and replacement cost
Excellent written and oral communications
Proficiency with computer equipment and software
Ability to manage multiple projects at once, and handle time sensitive urgencies
Willingness to travel

Nice To Haves

Experience in the insurance/loss control industry
Knowledge of the construction and real estate business
Experience in both personal lines and commercial lines insurance
High Value Survey or Commercial Survey experience appreciated

Responsibilities

Conducts virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.
Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of the structure.
Determine square footage of the home through detailed measurements or by replicating available building plans.
Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home.
Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
Completed a detailed survey report write-up, including narrative assessments.
Conduct underwriting surveys and loss control assessments on commercial businesses.
Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs.
Document all hazards observed for underwriting, and make recommendations for risk improvement.
Complete a detailed survey report write-up, including narrative assessment.