Field Auto Appraiser - Miami, Florida
About The Position
United Automobile Insurance Company (UAIC), founded in 1989, is a family-owned, privately held property and casualty insurance company focused on quality service, disciplined underwriting, and strategic claims handling. UAIC is hiring a Field Auto Appraiser for the Miami, Florida area. A remote work arrangement is also offered for a candidate located within the Tampa/Lakeland, Florida area who can work field claims in the Orlando area. The Appraiser assesses damage to property, primarily automobiles, and supports fair, accurate, and timely claim settlements. The role involves inspecting losses in person or virtually, preparing repair estimates, evaluating repair-versus-total-loss decisions, coordinating with claimants and other parties, and maintaining accurate claims documentation. The posting emphasizes knowledge of Texas-specific regulations and repair practices.
Requirements
- At least 2 years of experience in property or auto damage appraisal, preferably in a property and casualty insurance setting.
- High school diploma or equivalent.
- Presentable and reliable vehicle suitable for daily field work.
- Valid driver's license and ability to travel within the assigned territory.
- Proficiency with estimating software such as CCC One, Audatex/Qapter, Xactimate, Mitchell, or similar.
- Strong knowledge of Texas insurance and repair laws.
- Excellent written and verbal communication, negotiation, and customer service skills.
- Proficiency in claims management software and Microsoft Office Suite.
- Ability to manage a high volume of cases with attention to detail and accuracy.
- Strong organizational skills and ability to prioritize and manage multiple tasks effectively.
Nice To Haves
- Associate’s or bachelor’s degree.
- Florida All-Lines Adjuster License, or ability to obtain it within 60 days.
Responsibilities
- Inspect and appraise damaged property, primarily automobiles but also homes, in person or virtually depending on the assignment.
- Prepare detailed, itemized repair estimates using industry-standard software.
- Determine repair versus total-loss thresholds and recommend next steps.
- Review photos, videos, and documentation submitted by claimants, repair shops, or adjusters.
- Collaborate with adjusters, repair facilities, and policyholders to verify losses and resolve disputes.
- Comply with state regulations, company guidelines, and ethical standards.
- Maintain accurate claims records and documentation.
- Stay current on Texas repair laws, materials pricing, and appraisal practices.
Benefits
- 401(k) Retirement Savings Plan with employer match.
- Comprehensive medical, prescription drug, vision, and dental insurance.
- Paid time off, holidays, and leave programs.
- Flexible spending accounts.
- Basic life insurance and voluntary life/ADD.
- Voluntary short-term and long-term disability.
- Mileage reimbursement for field work.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
